1913 Russell St, Covington, KY 41014 Property Records

Kenton County property record for 1913 Russell St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,184 sqft
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2023)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-03-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-03-012.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,184 sqft Finished Area
Gross Area	2,464 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1913 RUSSELL ST
City	COVINGTON
State	KY
Zip	41014-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD N 1/2 LOT 55
Legal Subdivision	HOWARD & CO
Legal Lot Number	55
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65000

Owner

1913 Russell St is owned and occupied by an individual who bought it in March 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1913 RUSSELL ST, COVINGTON, KY 41014-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 9, 2023	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 31, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2023169
Deed Book / Page	216 / 991
Prior Transfer Date	Aug 27, 2021
Prior Transfer Doc	0005900167
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1913 RUSSELL ST, COVINGTON, KY 41014-1131
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 RUSSELL ST, COVINGTON, KY 41014-1131

Mortgage

Document Number	0005900202
Date	Jan 17, 2024
Book Page	KCM 520/889
Instrument	24011705900202

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 9, 2023
Property Address	1913 RUSSELL ST, COVINGTON, KY 41014-1131
Document Number	0005900169
Book / Page	KC 216 / 991
Instrument Date	Mar 8, 2023
Instrument	23030905900169
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3421 SEACUT RD, INDEPENDENCE, KY 41051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 RUSSELL ST, COVINGTON, KY 41014-1131

Mortgage

Document Number	0005900170
Date	Mar 9, 2023
Instrument	23030905900170

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 31, 2021
Property Address	1913 RUSSELL ST, COVINGTON, KY 41014-1131
Document Number	0005900167
Book / Page	114 / 922
Instrument Date	Aug 27, 2021
Instrument	21083105900167
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 RUSSELL ST, COVINGTON, KY 41014-1131

Mortgage

Document Number	0005900168
Date	Aug 31, 2021
Instrument	21083105900168

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1913 Russell St was $2,053.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,000 (-) Land $10,000 Building $145,000	$155,000 (-) Land $10,000 Building $145,000
2025	$2,053.00	$155,000 Land $5,000 Building $150,000	$155,000 Land $5,000 Building $150,000
2023	$1,731.00	$130,000 Land $5,000 Building $125,000	$130,000 Land $5,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1913 Russell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1913 Russell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Russell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures