1914 Oak Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1914 Oak Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,082 sqft · built 1981
Lot Size	0.244 acres (10,661 sqft)
Owner	2 Owner Names on File
Last Sale	$145,000 (Nov 2001)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-27-226-011`

Property Details

APN / Parcel Number

Primary APN	`09-27-226-011`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,082 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	1,082 sqft

Exterior

Year Built	Built 1981
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,661 sqft
Garage Area	504 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1914 OAK DR
City	MCHENRY
State	IL
Zip	60050-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2001R0089743 LT 12 BLK 11 LAKELAND PARK UNIT 4
Legal Range	08E
Legal Township	45N
Legal Section	27
Legal Subdivision	LAKELAND PARK 04
Legal Block	11
Legal Lot Number	12
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1080
Census Tract	870603

Owner

The current owner of 1914 Oak Dr bought it in November 2001.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Owner Names on File
Mailing Address	1914 OAK DR, MCHENRY, IL 60050-3837
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Oct 22, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2001 · Amount on File
Deed Sale	Nov 28, 2001 · Amount on File
Prior Sale	Aug 4, 2000
Deed Document Number	2001R0089743
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1914 OAK DR, MCHENRY, IL 60050-3837
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 OAK DR, MCHENRY, IL 60050-3837

Mortgage

Document Number	0000006040
Date	Mar 14, 2024
Instrument	2024R0006040

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2034

Interest

Rate	9.1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1914 OAK DR, MCHENRY, IL 60050-3837
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 OAK DR, MCHENRY, IL 60050-3837

Mortgage

Document Number	0000057676
Date	Oct 22, 2021
Instrument	2021R0057676

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 5, 2031

Interest

Rate	2.59%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1914 OAK DR, MCHENRY, IL 60050-3837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043077
Date	Dec 20, 2018
Instrument	2018R0043077

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 3, 2028

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$60,717 Land $8,662 Building $52,055	$182,151 Land $25,986 Building $156,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1914 Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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