1916 Cloverdale Ct, Lutz, FL 33549 Property Records

Pasco County property record for 1916 Cloverdale Ct, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,654 sqft · built 1992
Lot Size	0.171 acres (7,430 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Jun 2026)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-26-18-0090-00000-0020`

Property Details

APN / Parcel Number

Primary APN	`36-26-18-0090-00000-0020`
Alternative APNs	`1826360090000000020` `1098803`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	1,474 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,430 sqft (0.171 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1916 CLOVERDALE CT
City	LUTZ
State	FL
Zip	33549-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VILLAGE ON THE POND PHASE 1 PB29 PGS 6-9 LOT 2
Legal Range	18E
Legal Township	26S
Legal Section	36
Legal Subdivision	VILLAGE ON THE POND
Legal Tract	90
Legal Lot Number	2
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2005
Census Tract	32013

Owner

1916 Cloverdale Ct is owned and occupied by an individual who bought it in June 2026.

Source: Pasco County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	12814 BIG SUR DR, TAMPA, FL 33625-4110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Document Number	2026101861
Deed Book / Page	11431 / 316
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 2, 2026
Property Address	1916 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0114310316
Book / Page	11431 / 316
Instrument Date	Jun 1, 2026
Instrument	2026101861
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CLOUD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12814 BIG SUR DR, TAMPA, FL 33625-4110

Mortgage

Document Number	0000101862,
Date	Jun 2, 2026
Instrument	2026101862

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 2, 2026
Property Address	1916 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0000101861
Book / Page	11431 / 316
Instrument Date	Jun 1, 2026
Instrument	2026101861
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	CLOUD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12814 BIG SUR DR, TAMPA, FL 33625-4110

Mortgage

Document Number	0000101862,
Date	Jun 2, 2026
Instrument	2026101862

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 8, 2021
Property Address	1916 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0103201108
Book / Page	10320 / 1108
Map Reference	MB 29 PG 6-9
Instrument Date	Apr 2, 2021
Instrument	2021071049
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 BAUER ST, 46, WORCESTER, MA 01603-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 CLOVERDALE CT, LUTZ, FL 33549-4175

Mortgage

Document Number	103201110
Date	Apr 8, 2021
Instrument	10320/1110

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1916 Cloverdale Ct was $4,029 with a homeowner's exemption, up 2.5% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,060 (+2.9%)	$342,460 (-0.11%) Land $63,125 Building $279,335
2025	$4,029.00 (+2.52%) Homeowner's exemption	$268,280 Land $63,125 Building $205,155	$342,852 Land $63,125 Building $279,727
2024	$3,930.00 (+3.89%)
2023	$3,783.00 (+11.36%) Additional exemption filed	$253,130 (+3%) Land $46,815 Building $206,315	$293,790 (+19.54%) Land $46,815 Building $246,975
2022	$3,397.00 Homeowner's exemption	$245,766 Land $39,045 Building $206,721	$245,766 Land $39,045 Building $206,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1916 Cloverdale Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 Cloverdale Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Blue Stream, T-Mobile, Verizon.

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