1938 Cloverdale Ct, Lutz, FL 33549 Property Records

Pasco County property record for 1938 Cloverdale Ct, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,629 sqft · built 1991
Lot Size	0.196 acres (8,539 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2020)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2018 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`36-26-18-0090-00000-0050`

Property Details

APN / Parcel Number

Primary APN	`36-26-18-0090-00000-0050`
Alternative APNs	`1826360090000000050` `1098806`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	2,069 sqft
1st Floor Area	1,449 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,539 sqft (0.196 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	389 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1938 CLOVERDALE CT
City	LUTZ
State	FL
Zip	33549-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VILLAGE ON THE POND PHASE I PB 29 PGS 6-9 LOT 5
Legal Range	18E
Legal Township	26S
Legal Section	36
Legal Subdivision	VILLAGE ON THE POND
Legal Tract	90
Legal Lot Number	5
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2005
Census Tract	32013

Owner

1938 Cloverdale Ct is owned and occupied by two individuals who bought it in September 2020.

Source: Pasco County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Feb 6, 2018	Grant Deed, Transfer FLORIDA SUNCOAST TITLE SERVICES
Feb 9, 2018	Grant Deed, Transfer FLORIDA SUNCOAST TITLE SERVICES
Dec 7, 2017	Grant Deed, Transfer FLORIDA SUNCOAST TITLE SERVICES
Jan 18, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	2020154091
Deed Book / Page	10178 / 2945
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0097372023
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 16, 2020
Property Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0101782945
Book / Page	10178 / 2945
Map Reference	MB 29 PG 6-9
Instrument Date	Sep 9, 2020
Instrument	2020154091
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	UNITED TITLE AFFILIATES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4413 LOST FOREST RD, 4413, SARASOTA, FL 34235-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 CLOVERDALE CT, LUTZ, FL 33549-4178

Mortgage

Document Number	101782947
Date	Sep 16, 2020
Instrument	10178/2947

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Jun 7, 2018
Property Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0097372023
Book / Page	009737 / 002023
Instrument Date	May 30, 2018
Instrument	96044
Transaction Type	Foreclosure
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,039.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 957 SARASOTA FL 342300957, SARASOTA, FL 34230-0957

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Feb 6, 2018
Property Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0096741907
Book / Page	009674 / 001907
Instrument Date	Oct 30, 2017
Instrument	20923
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	FLORIDA SUNCOAST TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$917.45
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 186 LAKE WALES FL 338590186, LAKE WALES, FL 33859-0186

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Feb 9, 2018
Property Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0096760281
Book / Page	009676 / 000281
Instrument Date	Oct 30, 2017
Instrument	22956
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	FLORIDA SUNCOAST TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$917.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 186 LAKE WALES FL 338590186, LAKE WALES, FL 33859-0186

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Dec 7, 2017
Property Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0096451543
Book / Page	009645 / 001543
Instrument Date	Oct 30, 2017
Instrument	193549
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FLORIDA SUNCOAST TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 186 LAKE WALES FL 338590186, LAKE WALES, FL 33859-0186

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Jan 18, 2017
Property Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0094842214
Book / Page	009484 / 002214
Instrument Date	Dec 13, 2016
Instrument	6519
Transaction Type	Transfer
Record Updated	Jan 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 CLOVERDALE CT LUTZ FL 335494175, LUTZ, FL 33549-4175

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Jan 18, 2017
Property Address	1938 CLOVERDALE CT, LUTZ, FL 33549-4175
Document Number	0094842212
Book / Page	009484 / 002212
Instrument Date	Dec 12, 2016
Instrument	6518
Transaction Type	Transfer
Record Updated	Jan 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 CLOVERDALE CT LUTZ FL 335494175, LUTZ, FL 33549-4175

Tax Assessment & Valuation

The 2025 property tax bill for 1938 Cloverdale Ct was $3,074 with a homeowner's exemption, up 2.6% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,650 (+2.9%)	$326,697 (-0.11%) Land $63,990 Building $262,707
2025	$3,074.00 (+2.64%) Homeowner's exemption	$211,520 Land $63,990 Building $147,530	$327,056 Land $63,990 Building $263,066
2024	$2,995.00 (+4.03%)
2023	$2,879.00 (+11.55%) Additional exemption filed	$199,580 (+3%) Land $47,680 Building $151,900	$279,893 (+19.37%) Land $47,680 Building $232,213
2022	$2,581.00 Homeowner's exemption	$193,770 Land $39,910 Building $153,860	$234,470 Land $39,910 Building $194,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1938 Cloverdale Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1938 Cloverdale Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Blue Stream, T-Mobile, Verizon.

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