1915 Rowley Ave, Ramona, CA 92065 Property Records

San Diego County property record for 1915 Rowley Ave, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1973
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Mar 2024)
Tax Bill	$11,700 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-234-46-00`

Property Details

APN / Parcel Number

Primary APN	`282-234-46-00`
Alternative APN	`2822326000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	2822326000
Street Address	1915 ROWLEY AVE
City	RAMONA
State	CA
Zip	92065-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 99 (EX ST)110 FT M/A N LI D60-44324 IN ST CLSD&IN LOT 96&IN TR 002031
Legal Subdivision	HUNTER LETTON
Legal Tract	002031
Legal Block	1
Legal Lot Number	99,96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1002
Census Tract	20805

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERITRUST MORTGAGE CORP
Mar 18, 2024	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Mar 19, 2021	Grant Deed, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Nov 20, 2020	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC
Aug 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	202467648
Prior Transfer Date	Aug 8, 2019
Prior Transfer Doc	0000370799
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	EQUITY TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230

Mortgage

Document Number	0000053613
Date	Feb 26, 2026
Instrument	2026-0053613

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2024
Property Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230
Document Number	0000067648
Map Reference	MAP 2031
Instrument Date	Mar 1, 2024
Instrument	2024-0067648
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230

Mortgage

Document Number	0000067649
Date	Mar 18, 2024
Instrument	2024-0067649

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2021
Property Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230
Document Number	0000218133
Map Reference	MAP 2031
Instrument Date	Feb 19, 2021
Instrument	2021-0218133
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 SHELTER ISLAND DR, SAN DIEGO, CA 92106-2733

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2020
Property Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230
Document Number	0000737337
Map Reference	MAP 2031
Instrument Date	Nov 13, 2020
Instrument	2020-0737337
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD, SAN DIEGO, CA 92126-4242
Investor	Possibly a Property Investor

Mortgage

Document Number	0000737338
Date	Nov 20, 2020
Instrument	2020-0737338

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2019
Property Address	1915 ROWLEY AVE, RAMONA, CA 92065-3230
Document Number	0000370799
Instrument Date	Aug 8, 2019
Instrument	370799
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	505 N KALBAUGH ST RAMONA CA 920651771, RAMONA, CA 92065-1771

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,035,196 (+2%) Land $638,027 Building $397,169
2025	$11,700.00 (+46.75%) Homeowner's exemption	$1,014,899 (+50.31%) Land $625,517 Building $389,382
2023	$7,973.00 (-1.03%)	$675,219 Land $416,160 Building $259,059
2022	$8,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2019)
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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