1915 Concord Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1915 Concord Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,484 sqft · built 2004
Lot Size	0.56 acres (24,383 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Oct 2023)
Tax Bill	$4,921 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-479-020`

Property Details

APN / Parcel Number

Primary APN	`14-10-479-020`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	742 sqft
Basement Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	24,383 sqft (0.56 acres)
Garage Type	Attached
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1915 CONCORD DR
City	MCHENRY
State	IL
Zip	60050-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0027227 UNIT 4-2 MORGAN HILL CONDOS 2ND SUPPL (LT 4 MORGAN HILL PHASE 1)
Legal Subdivision	MORGAN HILL CONDOS 2ND
Legal Phase	1
Legal Lot Number	4
Legal Unit	4-2
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	4
Census Block	4028
Census Tract	870809

Owner

1915 Concord Dr is owned by two individuals who bought it in October 2023.

Source: McHenry County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 FERNDALE RD, DEER PARK, IL 60010-3607
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Jun 27, 2023	Intrafamily Transfer, Transfer
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	202327227
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0000015320
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 26, 2023
Property Address	1915 CONCORD DR, MCHENRY, IL 60050-8311
Document Number	0000027227
Map Reference	DOC 2004R0001230
Instrument Date	Oct 20, 2023
Instrument	2023R0027227
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 FERNDALE RD, DEER PARK, IL 60010-3607

Mortgage

Document Number	0000027228
Date	Oct 26, 2023
Instrument	2023R0027228

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 27, 2023
Property Address	1915 CONCORD DR, MCHENRY, IL 60050-8311
Document Number	0000015320
Map Reference	DOC 2004R0089824
Instrument Date	Feb 28, 2023
Instrument	2023R0015320
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4850 N FRANK PKWY, NORRIDGE, IL 60706-3230

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 18, 2021
Property Address	1915 CONCORD DR, MCHENRY, IL 60050-8311
Document Number	0000062512
Map Reference	DOC 2004R0001230
Instrument Date	Nov 11, 2021
Instrument	2021R0062512
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NATL TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9N768 WHISPERING SPRINGS LN, 9N768, ELGIN, IL 60124-8362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4850 N FRANK PKWY, NORRIDGE, IL 60706-3230

Mortgage

Document Number	0000062513
Date	Nov 18, 2021
Instrument	2021R0062513

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 31, 2020
Property Address	1915 CONCORD DR, MCHENRY, IL 60050-8311
Document Number	0000011240
Map Reference	DOC 2004R0001230
Instrument Date	Mar 23, 2020
Instrument	2020R0011240
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9N768 WHISPERING SPRINGS LN, ELGIN, IL 60124-8362

Mortgage

Document Number	0000011241
Date	Mar 31, 2020
Instrument	2020R0011241

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,921.00	$66,473 Land $7,092 Building $59,381	$199,419 Land $21,276 Building $178,143
2022	Homeowner's exemption	$53,358 Land $5,816 Building $47,542	$160,074 Land $17,448 Building $142,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1915 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1915 Concord Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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