McHenry County property record for 1905 Concord Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,484 sqft · built 2004 |
| Lot Size | 0.639 acres (27,844 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Aug 2021) |
| Tax Bill | $4,921 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-479-015 |
| Primary APN | 14-10-479-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 742 sqft |
| Basement Area | 420 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 27,844 sqft (0.639 acres) |
| Garage Type | Attached |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1905 CONCORD DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0047202 UNIT 3-3 MORGAN HILL CONDOS 2ND SUPPL (LT 3 MORGAN HILL PHASE 1) |
| Legal Subdivision | MORGAN HILL CONDOS 2ND |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Legal Unit | 3-3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 870809 |
Source: McHenry County records · APN 14-10-479-015
Assessment roll updated June 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1905 CONCORD DR, MCHENRY, IL 60050-8311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on Record |
| Deed Sale | Aug 27, 2021 · Amount on Record |
| Prior Sale | Nov 13, 2012 · Amount on Record |
| Deed Document Number | 202147202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 1905 CONCORD DR, MCHENRY, IL 60050-8311 |
| Document Number | 0000010282 |
| Instrument Date | Feb 01, 2026 |
| Instrument | 202610282 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1905 CONCORD DR, MCHENRY, IL 60050-8311 |
| Document Number | 0000010282, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202610282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 141 Months |
| Due | Jan 01, 2038 |
| Rate | 6.15% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 27, 2021 |
| Property Address | 1905 CONCORD DR, MCHENRY, IL 60050-8311 |
| Document Number | 0000047202 |
| Map Reference | DOC 2004R0089824 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021R0047202 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | NLT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000047203 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021R0047203 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,921.00 | $66,473 (+25.14%) Land $7,092 Building $59,381 | $199,419 (+25.14%) Land $21,276 Building $178,143 |
| 2022 | Homeowner's exemption | $53,119 Land $5,816 Building $47,303 | $159,357 Land $17,448 Building $141,909 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 33 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCHENRY serves 22,335 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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