1915 Charden Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 1915 Charden Rd, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,519 sqft · built 2006
Lot Size1 acres (43,691 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Aug 2015)
Tax Bill$6,495 (2023)
Deeds & MortgagesApr 2021 Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN003-292-04

Property Details

APN / Parcel Number

Primary APN003-292-04

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,519 sqft Heated Area
Gross Area4,217 sqft
1st Floor Area2,139 sqft
Upper Floors Area1,172 sqft
Attic Area72 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area43,691 sqft (1 acres)
Garage Area786 sqft
PorchPorch
Porch Area48 sqft
Deck Area445 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-292-04
Street Address1915 CHARDEN RD
CityDAVIDSON
StateNC
Zip28036-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL43 B2 M20-33
Legal SubdivisionGREYLAND HILLS
Legal Block2
Legal Lot Number43
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1011
Census Tract6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1915 CHARDEN RD, DAVIDSON, NC 28036-8714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK
Jan 31, 2018Trustee's Deed, Construction Loan · Line of Credit
FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2015 · Amount on Record
Deed SaleAug 13, 2015 · Amount on Record
Prior SaleJan 9, 2007 · Amount on Record
Deed Document Number0030200923
Deed Book / Page30200 / 923
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1915 CHARDEN RD, DAVIDSON, NC 28036-8714
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070211
DateApr 9, 2021
Book Page35917/188
Instrument2021070211
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateJan 31, 2018
Property Address1915 CHARDEN RD, DAVIDSON, NC 28036-8714
Book / Page032435 / 000641
Instrument DateJan 26, 2018
Instrument11306
Transaction TypeConstruction Loan
Record UpdatedFeb 13, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1915 CHARDEN RD DAVIDSON NC 280368714, DAVIDSON, NC 28036-8714

Mortgage

Document Number0000011306
DateJan 31, 2018
Book Page032435/000641
Instrument11306
Lender
NameFIRST NAT'L BK/PA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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