Mecklenburg County property record for 1812 Charden Rd, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,365 sqft · built 1987 |
| Lot Size | 1.48 acres (64,861 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Oct 2004) |
| Tax Bill | $3,772 (2023) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-291-29 |
| Primary APN | 003-291-29 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,365 sqft Heated Area |
| Gross Area | 3,687 sqft |
| 1st Floor Area | 1,609 sqft |
| Upper Floors Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 64,861 sqft (1.48 acres) |
| Garage Area | 614 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 003-291-29 |
|---|---|
| Street Address | 1812 CHARDEN RD |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L5 B1 M20-33 |
| Legal Subdivision | GREYLAND HILLS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 6404 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Apr 8, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2004 · Amount on Record |
| Deed Sale | Oct 29, 2004 · Amount on Record |
| Prior Sale | Apr 27, 2001 · Amount on Record |
| Deed Document Number | 0017940688 |
| Deed Book / Page | 17940 / 688 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000075654 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 38300/564 |
| Instrument | 2023075654 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000196759 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 36644/716 |
| Instrument | 2021196759 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000039828 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 37151/333 |
| Instrument | 2022039828 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000148041 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 37740/209 |
| Instrument | 2022148041 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000104298 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 37503/177 |
| Instrument | 2022104298 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 21, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Document Number | 0000091553 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1812 CHARDEN RD DAVIDSON NC 280368713, DAVIDSON, NC 28036-8713 |
| Document Number | 0000091553 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 034712/000695 |
| Instrument | 91553 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 21, 2060 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1812 CHARDEN RD, DAVIDSON, NC 28036-8713 |
| Document Number | 0000076553 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1812 CHARDEN RD DAVIDSON NC 280368713, DAVIDSON, NC 28036-8713 |
| Document Number | 0000076553 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 031868/000869 |
| Instrument | 76553 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 8, 2032 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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