1915 45th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 1915 45th Ave, Vero Beach, FL 32966 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,420 sqft · built 1955
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jul 2022)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-39-04-00011-0060-00003.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-04-00011-0060-00003.0`
Alternative APN	`69291`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Utility Area	70 sqft
Utility Room	Utility Room
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	131 ft deep x 64 ft wide
Garage Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	69291
Street Address	1915 45TH AVE
City	VERO BEACH
State	FL
Zip	32966-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROPICOLONY SUB PBI 3-48 N 7.25 FT OF LOT 3; LOT 4 & S 13.75 FT OF LOT 5 BLK 6 (OR BK 411 PP 812 )
Legal Range	39
Legal Township	33
Legal Section	04
Legal Subdivision	TROPICOLONY SUB
Legal Block	6
Legal Lot Number	3-5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1003
Census Tract	50702

Owner

Source: Indian River County records · APN 33-39-04-00011-0060-00003.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1915 45TH AVE, VERO BEACH, FL 32966-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY FUNDING GROUP INC
Jun 16, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	3120220044564
Deed Book / Page	3556 / 1781
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 15, 2022
Property Address	1915 45TH AVE, VERO BEACH, FL 32966-2206
Document Number	0035561781
Book / Page	3556 / 1781
Map Reference	MB 3 PG 48
Instrument Date	Jul 05, 2022
Instrument	3120220044564
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4690 JOSEPHINE MNR SW, 4690, VERO BEACH, FL 32968-4054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 45TH AVE, VERO BEACH, FL 32966-2206

Mortgage

Document Number	0035561784
Date	Jul 15, 2022
Instrument	3556/1784

Lender

Name	FAIRWAY FUNDING GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 16, 2017
Property Address	1915 45TH AVE, VERO BEACH, FL 32966-2206
Document Number	0030330608
Book / Page	003033 / 000608
Instrument Date	May 25, 2017
Instrument	34841
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4690 JOSEPHINE MNR SW VERO BEACH FL 329684054, VERO BEACH, FL 32968-4054

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 (+21.01%)	$161,673 (+5.99%)	$172,522 (+13.1%) Land $48,769 Building $123,753
2023	$1,747.00 (-2.78%)	$152,541 (+17.12%) Land $33,867 Building $118,674	$152,541 (+17.12%) Land $33,867 Building $118,674
2022	$1,797.00	$130,247 Land $32,513 Building $97,734	$130,247 Land $32,513 Building $97,734

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 124 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (1978–2024)
Claims Outside the SFHA	16 of 33
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 3 claims Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Frances, Sep 2004 · 17 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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