Indian River County property record for 1900 45th Ave, Vero Beach, FL 32966 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,110 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Garage | Attached, 180 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $129,000 (2017) |
| Tax Bill | $1,498.00 (2025) |
| Primary APN | 33-39-04-00011-0040-00016.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 1,350 sqft Gross Area |
| 1st Floor | 1,110 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 50 sqft Utility Area |
| Utility Room | Utility Room |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Gravel Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 131 ft x 75 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 180 sqft Garage |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1900 45TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-2207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TROPICOLONY SUB BLK 4 S 1/2 OF LOT 16 & LOT 17 PBI 3-48 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 04 |
| Legal Subdivision | TROPICOLONY SUB |
| Legal Tract | 2 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | INDIAN RIVER FL |
| Minor Civil Division | VERO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 50702 |
Source: Indian River County records · APN 33-39-04-00011-0040-00016.0
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1900 45TH AVE, VERO BEACH, FL 32966-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage OCEANSIDE MORTGAGE CO |
| Jan 30, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage OCEANSIDE MORTGAGE CO |
| Nov 16, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 13, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on Record |
| Deed Sale | Apr 13, 2017 · Amount on Record |
| Prior Sale | Feb 03, 2014 · Amount on Record |
| Deed Doc Number | 201720070 |
| Deed Book / Page | 3015 / 1090 |
| Prior Transfer Date | Oct 14, 2014 |
| Prior Transfer Doc | 0027951817 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1900 45TH AVE, VERO BEACH, FL 32966-2207 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0032362156 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 3236/2156 |
| Instrument | 3120190052978 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1900 45TH AVE, VERO BEACH, FL 32966-2207 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030881512 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 3088/1512 |
| Instrument | 3120180005470 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1900 45TH AVE, VERO BEACH, FL 32966-2207 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1900 45TH AVE, VERO BEACH, FL 32966-2207 |
| Document Number | 0033561965 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 3356/1965 |
| Instrument | 3120200068706 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 13, 2017 |
| Property Address | 1900 45TH AVE, VERO BEACH, FL 32966-2207 |
| Document Number | 0030151090 |
| Book / Page | 3015 / 1090 |
| Map Reference | MB3 PG48 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 3120170020070 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | TREASURE COAST TITLE & SETTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 31ST AVE SW, 155, VERO BEACH, FL 32968-3297 |
| Name | Verified Name |
|---|---|
| Address | 1900 45TH AVE, VERO BEACH, FL 32966-2207 |
| Document Number | 0030151091 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 3015/1091 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 (+27.92%) Homeowner's exemption | $117,822 (+5.99%) | $210,569 (+10.32%) Land $57,375 Building $153,194 |
| 2023 | $1,171.00 (+3.54%) | $111,166 (+3%) | $190,874 (+16.14%) Land $39,844 Building $151,030 |
| 2022 | $1,131.00 | $107,928 | $164,351 Land $38,250 Building $126,101 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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