1914 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 1914 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 2005
Lot Size	0.269 acres (11,695 sqft)
Owner	Individual Name on File
Tax Bill	$5,331 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-01-35`

Property Details

APN / Parcel Number

Primary APN	`16-220-01-35`
Alternative APNs	`16-220-01-35-00-0-00-000` `1666256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,561 sqft
Basement Area	1,561 sqft
Finished Basement	1,503 sqft
Unfinished Basement	58 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,695 sqft (0.269 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	203 sqft
Deck Area	196 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1666256
Street Address	1914 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST 14TH PLAT - LOT 635
Legal Subdivision	SALEM EAST
Legal Block	1
Legal Lot Number	635
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1060
Census Tract	15100

Owner

1914 N Ponca Dr is owned and occupied by an individual who acquired it in July 2015.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1914 N PONCA DR, INDEPENDENCE, MO 64058-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jun 17, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MTG
Jun 17, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2006
Deed Sale	Feb 1, 2006
Prior Sale	Apr 29, 2005 · Amount on File
Deed Document Number	20067995
Last Transfer Date	Jul 16, 2015
Transfer Doc	00E0062871
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1914 N PONCA DR, INDEPENDENCE, MO 64058-1038
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0010020
Date	Feb 10, 2026
Instrument	2026E0010020

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1914 N PONCA DR, INDEPENDENCE, MO 64058-1038
Document Number	0000E47399
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 N PONCA DR INDEPENDENCE MO 640581038, INDEPENDENCE, MO 64058-1038

Mortgage

Document Number	0000E47399
Date	Jun 25, 2019
Instrument	47399E

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1914 N PONCA DR, INDEPENDENCE, MO 64058-1038
Document Number	0000E47915
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 N PONCA DR INDEPENDENCE MO 640581038, INDEPENDENCE, MO 64058-1038

Mortgage

Document Number	0000E47915
Date	Jun 26, 2019
Instrument	47915E

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1914 N Ponca Dr was $5,331, up 1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,301 (-) Land $6,623 Building $52,678	$312,110 (-)
2025	$5,331.00 (+9.99%)	$59,301 Land $6,623 Building $52,678	$312,110
2024	$4,847.00 (+0.9%)
2023	$4,804.00	$54,199 Land $3,773 Building $50,426	$285,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1914 N Ponca Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 N Ponca Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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