1909 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 1909 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,351 sqft · built 2006
Lot Size	0.185 acres (8,046 sqft)
Owner	2 Individual Names on File
Last Sale	$167,400 (May 2020)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-19-46`

Property Details

APN / Parcel Number

Primary APN	`16-220-19-46`
Alternative APNs	`16-220-19-46-00-0-00-000` `1666330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	1,351 sqft
Basement Area	1,333 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,046 sqft (0.185 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1666330
Street Address	1909 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST 14TH PLAT---LOT 650
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	650
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3007
Census Tract	15100

Owner

1909 N Ponca Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1909 N PONCA DR, INDEPENDENCE, MO 64058-1037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 13, 2020	Quit Claim Deed, Transfer · VA Mortgage NEW DAY FIN'L
Sep 11, 2018	Warranty Deed, Transfer · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	2020E38758
Prior Transfer Date	Apr 10, 2014
Prior Transfer Doc	00E0028225
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1909 N PONCA DR, INDEPENDENCE, MO 64058-1037
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0065630
Date	Jun 16, 2021
Instrument	2021E0065630

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	May 13, 2020
Property Address	1909 N PONCA DR, INDEPENDENCE, MO 64058-1037
Document Number	0000E38758
Instrument Date	Apr 25, 2020
Instrument	38758E
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1909 N PONCA DR INDEPENDENCE MO 640581037, INDEPENDENCE, MO 64058-1037

Mortgage

Document Number	E38759
Date	May 13, 2020
Instrument	38759E

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 11, 2018
Property Address	1909 N PONCA DR, INDEPENDENCE, MO 64058-1037
Document Number	0000E79336
Instrument Date	Sep 10, 2018
Instrument	79336E
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1909 N PONCA DR INDEPENDENCE MO 640581037, INDEPENDENCE, MO 64058-1037

Mortgage

Document Number	E79604
Date	Sep 11, 2018
Instrument	79604E

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1909 N Ponca Dr was $2,343, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,110 (-) Land $4,399 Building $25,711	$158,470 (-)
2025	$2,343.00 (+0.09%)	$30,110 Land $4,399 Building $25,711	$158,470
2024	$2,341.00 (+0.91%)
2023	$2,320.00	$26,182 Land $2,755 Building $23,427	$137,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1909 N Ponca Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 N Ponca Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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