1913 Rugby Rd, Champaign, IL 61821 Property Records

Champaign County property record for 1913 Rugby Rd, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,057 sqft · built 1977
Lot Size	0.159 acres (6,935 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Apr 2022)
Tax Bill	$5,429 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-178-017`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-178-017`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,057 sqft Building Perimeter
1st Floor Area	1,057 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,935 sqft (0.159 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Deck Area	297 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1913 RUGBY RD
City	CHAMPAIGN
State	IL
Zip	61821-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 759 STRATFORD PARK SOUTH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	STRATFORD PARK SOUTH SUB
Legal Lot Number	759
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3013
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1913 RUGBY RD, CHAMPAIGN, IL 61821-5739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	20226770
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 18, 2022
Property Address	1913 RUGBY RD, CHAMPAIGN, IL 61821-5739
Document Number	0000006770
Map Reference	MB Y PG 138
Instrument Date	Apr 15, 2022
Instrument	2022R06770
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1913 RUGBY RD, CHAMPAIGN, IL 61821-5739

Mortgage

Document Number	0000006771
Date	Apr 18, 2022
Instrument	2022R06771

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,590 (+33.55%) Land $20,790 Building $55,800	$229,770 (+33.55%) Land $62,370 Building $167,400
2024	$5,429.00 (+14.97%)
2022	$4,722.00 Homeowner's exemption	$57,350 Land $15,570 Building $41,780	$172,050 Land $46,710 Building $125,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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