1910 Rugby Rd, Champaign, IL 61821 Property Records

Champaign County property record for 1910 Rugby Rd, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1976
Lot Size	0.168 acres (7,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Jan 2025)
Tax Bill	$5,571 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-179-004`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-179-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Building Perimeter
1st Floor Area	1,332 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,324 sqft (0.168 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1910 RUGBY RD
City	CHAMPAIGN
State	IL
Zip	61821-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 756 STRATFORD PARK SOUTH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	STRATFORD PARK SOUTH SUB
Legal Lot Number	756
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3011
Census Tract	1203

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 RUGBY RD, CHAMPAIGN, IL 61821-5740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Dec 21, 2017	Loan Modification, Mortgage · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Jun 27, 2024 · Amount on Record
Deed Document Number	202520
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1910 RUGBY RD, CHAMPAIGN, IL 61821-5740
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 RUGBY RD, CHAMPAIGN, IL 61821-5740

Mortgage

Document Number	0000000632
Date	Jan 14, 2026
Instrument	2026R00632

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1910 RUGBY RD, CHAMPAIGN, IL 61821-5740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020284
Date	Dec 3, 2019
Instrument	2019R20284

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1910 RUGBY RD, CHAMPAIGN, IL 61821-5740
Document Number	0000000077
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 RUGBY RD CHAMPAIGN IL 618215740, CHAMPAIGN, IL 61821-5740

Mortgage

Document Number	0000000077
Date	Jan 3, 2018
Instrument	77

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jan 2, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,680 (+33.53%) Land $20,790 Building $50,890	$215,040 (+33.53%) Land $62,370 Building $152,670
2024	$5,571.00 (+41.97%)
2022	$3,924.00 Homeowner's exemption Senior Citizen's exemption	$53,680 Land $15,570 Building $38,110	$161,040 Land $46,710 Building $114,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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