1913 Ave B, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1913 Ave B, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1900
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Jan 2001)
Tax Bill	$4,202 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-4-26`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-4-26`
Alternative APN	`150003903600040260000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	150 ft deep x 36 ft wide
Porch	Slab
Porch Area	30 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1913 AVENUE B
City	SCHENECTADY
State	NY
Zip	12308-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1 WOOD
Legal Subdivision	SECOND ADDITION BANKER TRACT
Legal Block	4
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20102

Owner

1913 Ave B is owned and occupied by two individuals who acquired it in August 2009.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1913 AVENUE B, SCHENECTADY, NY 12308-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · Line of Credit SEFCU
Apr 3, 2018	Deed of Trust, Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2001 · Amount on File
Deed Sale	Jan 8, 2001 · Amount on File
Deed Book / Page	1593 / 513
Last Transfer Date	Aug 7, 2009
Transfer Doc	0000035182
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1913 AVENUE B, SCHENECTADY, NY 12308-1613
Document Number	0000038646
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 AVENUE B SCHENECTADY NY 123081613, SCHENECTADY, NY 12308-1613

Mortgage

Document Number	0000038646
Date	Dec 7, 2020
Book Page	005047/000744
Instrument	38646

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 6, 2022

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1913 AVENUE B, SCHENECTADY, NY 12308-1613
Document Number	0000015799
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 AVENUE B SCHENECTADY NY 123081613, SCHENECTADY, NY 12308-1613

Mortgage

Document Number	0000015799
Date	Apr 16, 2018
Book Page	004831/000046
Instrument	15799

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1913 Ave B was $4,202 with a homeowner's exemption, up 4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,202.00 (+4.01%) Homeowner's exemption
2025	$4,040.00	$88,100 Land $13,200 Building $74,900	$145,885 Land $21,858 Building $124,027
2023		$88,100 (-) Land $13,200 Building $74,900	$111,519 (+3.8%) Land $16,709 Building $94,810
2022		$88,100 Land $13,200 Building $74,900	$107,439 Land $16,098 Building $91,341
2021	$3,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1913 Ave B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1913 Ave B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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