1825 Ave B, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1825 Ave B, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 1910
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$169,500 (Jan 2023)
Tax Bill	$5,111 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.44-1-16`

Property Details

APN / Parcel Number

Primary APN	`421500 39.44-1-16`
Alternative APN	`150003904400010160000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
1st Floor Area	782 sqft
2nd Floor Area	694 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	150 ft deep x 33 ft wide
Porch	Slab
Porch Area	304 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1825 AVENUE B
City	SCHENECTADY
State	NY
Zip	12308-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	REVISED MAP ELLEN G BANKER TRACT
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	20102

Owner

1825 Ave B is owned and occupied by an individual who bought it in January 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1825 AVENUE B, SCHENECTADY, NY 12308-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jan 13, 2023	Deed, Transfer · FHA Mortgage HUNT MORTGAGE
Mar 8, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Apr 4, 2003 · Amount on File
Deed Document Number	20232465
Deed Book / Page	2100 / 820
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 12, 2026
Property Address	1825 AVENUE B, SCHENECTADY, NY 12308-1603
Document Number	0000017947
Instrument Date	Aug 5, 2026
Instrument	202617947
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 AVENUE B, SCHENECTADY, NY 12308-1603

Mortgage

Document Number	0000017947,
Date	Aug 12, 2026
Instrument	202617947

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 13, 2023
Property Address	1825 AVENUE B, SCHENECTADY, NY 12308-1603
Document Number	0000002465
Book / Page	2100 / 820
Instrument Date	Dec 3, 2022
Instrument	202302465
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 AVENUE B, SCHENECTADY, NY 12308-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WAGON WHEEL LN, GLENVILLE, NY 12302-3709

Mortgage

Document Number	0000002467
Date	Jan 13, 2023
Instrument	202302467

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 8, 2021
Property Address	1825 AVENUE B, SCHENECTADY, NY 12308-1603
Document Number	0000008916
Book / Page	2053 / 633
Map Reference	CAB A MAP 350
Instrument Date	Feb 11, 2021
Instrument	202108916
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 AVENUE B, 1825, SCHENECTADY, NY 12308-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BEECHWOOD DR, BURNT HILLS, NY 12027-9739

Tax Assessment & Valuation

The 2026 property tax bill for 1825 Ave B was $5,111, up 2.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,111.00 (+2.26%)
2025	$4,998.00	$96,500 Land $14,500 Building $82,000	$159,795 Land $24,011 Building $135,784
2023		$96,500 (-) Land $14,500 Building $82,000	$122,152 (+3.8%) Land $18,354 Building $103,798
2022		$96,500 Land $14,500 Building $82,000	$117,683 Land $17,683 Building $100,000
2021	$4,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1825 Ave B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1825 Ave B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Ave B

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures