1912 Windlock Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1912 Windlock Dr, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,796 sqft · built 1984
Lot Size	0.79 acres (34,412 sqft)
Owner	Company Name on File
Last Sale	$311,500 (Nov 2021)
Tax Bill	$2,940 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Nov 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`227-271-16`

Property Details

APN / Parcel Number

Primary APN	`227-271-16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	958 sqft
Upper Floors Area	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	34,412 sqft (0.79 acres)
Deck Area	192 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1912 WINDLOCK DR
City	CHARLOTTE
State	NC
Zip	28270-0701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L97 M20-502
Legal Subdivision	GREENBRIER/MATTHEWS SEC 02
Legal Block	1
Legal Lot Number	97
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	5848

Owner

1912 Windlock Dr is owned by a company that bought it in November 2021.

Source: Mecklenburg County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	199 LAFAYETTE ST, 7, NEW YORK, NY 10012-4279
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 18, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Apr 4, 1987
Deed Document Number	2021219898
Deed Book / Page	36778 / 105
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1912 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081379
Date	Apr 26, 2021
Book Page	35981/925
Instrument	2021081379

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 18, 2021
Property Address	1912 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Document Number	0000219898
Book / Page	36778 / 105
Map Reference	MB 20 PG 502
Instrument Date	Nov 18, 2021
Instrument	2021219898
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$623.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1620 WINDSOR RUN LN # LN119, LN119, MATTHEWS, NC 28105-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HUDSON YARDS, NEW YORK, NY 10001-2170
Investor	Possibly a Property Investor

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1912 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Document Number	0000018242
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 WINDLOCK DR CHARLOTTE NC 282700701, CHARLOTTE, NC 28270-0701

Mortgage

Document Number	0000018242
Date	Feb 19, 2019
Book Page	033294/000011
Instrument	18242

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,100 Land $85,000 Building $283,100	$368,100 Land $85,000 Building $283,100
2024	$2,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1912 Windlock Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1912 Windlock Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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