1902 Windlock Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1902 Windlock Dr, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,986 sqft · built 2017
Lot Size	4.13 acres (180,033 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Dec 2016)
Tax Bill	$4,335 (2023)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227-271-60`

Property Details

APN / Parcel Number

Primary APN	`227-271-60`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,986 sqft Heated Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	180,033 sqft (4.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-271-60
Street Address	1902 WINDLOCK DR
City	CHARLOTTE
State	NC
Zip	28270-0701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	M60-243
Legal Subdivision	GREENBRIER MATTHEWS SEC 02
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2012
Census Tract	5848

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3131 WESTNEDGE DR APT 1313, 1313, CHARLOTTE, NC 28226-1008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Document Number	0031388675
Deed Book / Page	31388 / 675
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1902 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 WINDLOCK DR, CHARLOTTE, NC 28270-0701

Mortgage

Document Number	0000030108
Date	Apr 4, 2024
Book Page	38734/385
Instrument	2024030108

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1902 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207464
Date	Oct 29, 2021
Book Page	36707/551
Instrument	2021207464

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1902 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122554
Date	Sep 27, 2018
Book Page	33006/001
Instrument	2018122554

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	BIRMINGHAM, AL 35242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1902 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053208
Date	May 3, 2019
Book Page	33480/899
Instrument	2019053208

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1902 WINDLOCK DR, CHARLOTTE, NC 28270-0701
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107394
Date	Jul 15, 2020
Book Page	34809/205
Instrument	2020107394

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2018–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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