1912 Scenic Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1912 Scenic Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	1,501 sqft · built 2014
Owner	Individual Name on Record
Tax Bill	$2,156 (2023)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4400-0006-0060-63`

Property Details

APN / Parcel Number

Primary APN	`4400-0006-0060-63`
Alternative APNs	`R000079611` `287060`

Interior

Building Area	1,501 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	480 sqft

Location & Zoning

Account Number	R000079611
Old Parcel Number	4400.0006.0060.63
Street Address	1912 SCENIC DR
City	TOOL
State	TX
Zip	75143-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 AB 488 T S MITCHELL SUR, TRADE WINDS, BLK 6 LT 6, 2/67
Legal Subdivision	TRADE WINDS (168)
Legal Block	6
Legal Lot Number	6
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1005
Census Tract	950802

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1912 SCENIC DR, TOOL, TX 75143-1590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage TEXANS CU
Dec 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015
Deed Sale	Jul 24, 2015
Deed Document Number	2015-00010216
Record Updated	Jun 7, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1912 SCENIC DR, TOOL, TX 75143-1590
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700017710
Date	Nov 17, 2017
Instrument	2017-00017710

Lender

Name	TEXANS CU
Type	Credit Union
Address	RICHARDSON, TX 75085

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1912 SCENIC DR, TOOL, TX 75143-1590
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FAIR TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020027
Date	Dec 14, 2020
Instrument	2020-00020027

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,156.00 (-45.47%) Homeowner's exemption Senior Citizen's exemption	$223,121 Land $1,700 Building $330,938	$332,638 Land $1,700 Building $330,938
2022	$3,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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