1909 Scenic Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1909 Scenic Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$4,868 (2023)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4400-0008-0430-63`

Property Details

APN / Parcel Number

Primary APN	`4400-0008-0430-63`
Alternative APNs	`R000079701` `287150`

Interior

Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,326 sqft
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	84 sqft
Deck Area	724 sqft
Patio Area	724 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000079701
Old Parcel Number	4400.0008.0430.63
Street Address	1909 SCENIC DR
City	TOOL
State	TX
Zip	75143-1591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43 AB 488 T S MITCHELL SUR, TRADE WINDS, BLK 8 LTS 43 & PT 44
Legal Subdivision	TRADE WINDS (168)
Legal Block	8
Legal Lot Number	43, 44
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1005
Census Tract	950802

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1909 SCENIC DR, TOOL, TX 75143-1591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage MOBILITY CU
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jul 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage PROVIDENCE FUNDING ASSOCIATES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019
Deed Sale	Jul 30, 2019
Prior Sale	May 6, 2016
Deed Document Number	2019-00010348
Record Updated	Jun 7, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1909 SCENIC DR, TOOL, TX 75143-1591
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200022818
Date	Dec 22, 2022
Instrument	2022-00022818

Lender

Name	MOBILITY CU
Type	Credit Union
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Nov 24, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1909 SCENIC DR, TOOL, TX 75143-1591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012066
Date	Aug 17, 2020
Instrument	2020-00012066

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jul 30, 2019
Property Address	1909 SCENIC DR, TOOL, TX 75143-1591
Document Number	201900010348
Map Reference	CAB A SL 157
Instrument Date	Jul 29, 2019
Instrument	2019-00010348
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 SCENIC DR, TOOL, TX 75143-1591

Mortgage

Document Number	201900010349
Date	Jul 30, 2019
Instrument	2019-00010349

Lender

Name	PROVIDENCE FUNDING ASSOCIATES
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,868.00 (-63.83%) Homeowner's exemption Additional exemption filed	$325,895 Land $157,500 Building $211,462	$368,962 Land $157,500 Building $211,462
2022	$13,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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