1912 Grove Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 1912 Grove Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,580 sqft · built 1979
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Sep 2015)
Tax Bill	$8,084 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-150-51-00`

Property Details

APN / Parcel Number

Primary APN	`514-150-51-00`
Alternative APN	`5141504700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	58,370 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5141504700
Street Address	1912 GROVE RD
City	EL CAJON
State	CA
Zip	92020-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TCT A SEC 13-16-1W (EX RD&HWY)DOC71-163256 IN TR CC000262
Legal Range	01W
Legal Township	16
Legal Section	13
Legal Subdivision	RANCHO EL CAJON
Legal Tract	A
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15408

Owner

1912 Grove Rd is owned and occupied by two individuals who bought it in September 2015.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1912 GROVE RD, EL CAJON, CA 92020-7836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 5, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 23, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2015 · Amount on File
Deed Sale	Sep 22, 2015 · Amount on File
Prior Sale	Jan 12, 2001 · Amount on File
Deed Document Number	2015499925
Prior Transfer Date	Jan 25, 1995
Prior Transfer Doc	0000241571
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1912 GROVE RD, EL CAJON, CA 92020-7836
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 GROVE RD, EL CAJON, CA 92020-7836

Mortgage

Document Number	0000260673
Date	Sep 26, 2023
Instrument	2023-0260673

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1912 GROVE RD, EL CAJON, CA 92020-7836
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 GROVE RD, EL CAJON, CA 92020-7836

Mortgage

Document Number	0000347242
Date	May 5, 2021
Instrument	2021-0347242

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1912 GROVE RD, EL CAJON, CA 92020-7836
Document Number	0000167445
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1912 GROVE RD EL CAJON CA 920207836, EL CAJON, CA 92020-7836

Mortgage

Document Number	0000167445
Date	Apr 27, 2018
Instrument	167445

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,324 (+2%) Land $345,905 Building $354,419
2025	$8,084.00 (+2.02%)	$686,593 (+4.04%) Land $339,123 Building $347,470
2023	$7,924.00 (+1.58%)	$659,933 Land $325,955 Building $333,978
2022	$7,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1912 Grove Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1912 Grove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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