Bay County property record for 1912 Dewitt St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,539 sqft · built 1954 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Apr 2021) |
| Tax Bill | $7,395 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22098-000-000 |
| Primary APN | 22098-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,539 sqft Living Area |
| 1st Floor Area | 2,539 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,742 sqft (0.568 acres) |
| Lot Dimensions | 210 ft deep x 118 ft wide |
| Garage Type | Carport |
| Garage Area | 258 sqft |
| Carport | Carport |
| Carport Area | 258 sqft |
| Driveway | Driveway |
| Driveway Area | 1,540 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 81 sqft |
| Deck Area | 612 sqft |
| Patio Area | 1,224 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1912 DEWITT ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC02 |
| Legal Description | SUDDUTHS 19TH ADD LOT 6 WITH RIP RTS ORB 766 P 35 BLK 90B ORB 4397 P 959 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | SUDDUTHS 19TH ADD |
| Legal Block | 90B |
| Legal Lot Number | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1900 |
1912 Dewitt St is owned and occupied by two individuals who bought it in April 2021.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1912 DEWITT ST, PANAMA CITY, FL 32401-4049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Nov 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Jun 4, 2014 · Amount on File |
| Deed Document Number | 202131239 |
| Deed Book / Page | 4397 / 959 |
| Prior Transfer Date | Mar 27, 2019 |
| Prior Transfer Doc | 0041951451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 1912 DEWITT ST, PANAMA CITY, FL 32401-4049 |
| Document Number | 0043970959 |
| Book / Page | 4397 / 959 |
| Map Reference | MB 8 PG 51 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021031239 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1022 TITLEIST WAY, 1022, AUBURN, AL 36830-5993 |
| Name | Verified Name |
|---|---|
| Address | 1831 TAYLOR AVE, WINTER PARK, FL 32789-2766 |
| Document Number | 4397961 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 4397/961 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 27, 2019 |
| Property Address | 1912 DEWITT ST, PANAMA CITY, FL 32401-4049 |
| Document Number | 0041951451 |
| Book / Page | 004195 / 001451 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 101979 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1912 DEWITT ST PANAMA CITY FL 324014049, PANAMA CITY, FL 32401-4049 |
The 2025 property tax bill for 1912 Dewitt St was $7,395 with a homeowner's exemption, up 1.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,395.00 (+1.11%) Homeowner's exemption | $510,286 | $740,228 Land $313,005 Building $427,223 |
| 2024 | $7,314.00 (-5.17%) | ||
| 2023 | $7,713.00 (-22.04%) Homeowner's exemption | $478,820 (-22.44%) | $611,951 (-0.87%) Land $256,409 Building $355,542 |
| 2022 | $9,893.00 | $617,339 Land $232,450 Building $384,889 | $617,339 Land $232,450 Building $384,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1912 Dewitt St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 40 (1994–2021) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1912 Dewitt St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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