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1908 Dewitt St, Panama City, FL 32401 Property Records

Bay County property record for 1908 Dewitt St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,118 sqft · built 2002
Lot Size0.594 acres (25,918 sqft)
OwnerIndividual Name on File
Last Sale$1,700,000 (Aug 2022)
Tax Bill$22,938 (2025)
Deeds & MortgagesAug 2022 Sale
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN22100-000-000

Property Details

APN / Parcel Number

Primary APN22100-000-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,118 sqft Heated Area
Gross Area6,358 sqft
1st Floor Area3,120 sqft
2nd Floor Area998 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeCathedral/Clerestory
Roof MaterialShingle
Lot Area25,918 sqft (0.594 acres)
Lot Dimensions236 ft deep x 110 ft wide
Garage Area759 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area640 sqft
PorchPorch
Porch Area1,481 sqft
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1908 DEWITT ST
CityPANAMA CITY
StateFL
Zip32401-4049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUDDUTHS 19TH ADD. LOT 8 BLK 90B ORB 4600 P 2286
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 19TH ADD
Legal Block90B
Legal Lot Number8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3000
Census Tract1900

Owner

Source: Bay County records · APN 22100-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1908 DEWITT ST, PANAMA CITY, FL 32401-4049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Warranty Deed, Transfer
SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY
Dec 05, 2018Deed of Trust, Mortgage · ARM
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleDec 04, 2000 · Amount on Record
Deed Document Number0046002286
Deed Book / Page4600 / 2286
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 19, 2022
Property Address1908 DEWITT ST, PANAMA CITY, FL 32401-4049
Document Number0046002286
Book / Page4600 / 2286
Map ReferenceMB 8 PG 51
Instrument DateAug 19, 2022
Instrument2022061886
Transaction TypeTransfer
Record UpdatedSep 09, 2022
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
Tax$11,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 DEWITT ST, 1908, PANAMA CITY, FL 32401-4049

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1908 DEWITT ST, PANAMA CITY, FL 32401-4049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address1908 DEWITT ST, PANAMA CITY, FL 32401-4049
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040660868
DateDec 05, 2018
Book Page4066/0868
Instrument2018071462
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$22,938.00 (+1.54%) Homeowner's exemption$1,494,399 (+6.84%)$1,607,879 (+14.95%) Land $299,890 Building $1,307,989
2023$22,591.00 (+100.2%) Homeowner's exemption$1,398,709 (+93.26%) Land $276,373 Building $1,122,336$1,398,709 (+82.33%) Land $276,373 Building $1,122,336
2022$11,284.00 Homeowner's exemption$723,758$767,128 Land $250,549 Building $516,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050019003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims40 (1994–2021)
Claims Outside the SFHA25 of 40
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Michael, Oct 2018 · 13 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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