1912 Central Ave, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 1912 Central Ave, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1995
Lot Size	0.074 acres (3,202 sqft)
Owner	Individual Name on File
Last Sale	$160,500 (Jun 1996)
Tax Bill	$5,707 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-00047-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`29-00047-0000-00010`
Alternative APN	`290004700010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,202 sqft (0.074 acres)
Lot Dimensions	80 ft deep x 40 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1912 CENTRAL AVE
City	SHIP BOTTOM
State	NJ
Zip	08008-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	40X80
Legal Subdivision	ARLINGTON BEACH CO
Legal Block	47
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	2
Census Block	2037
Census Tract	739000

Owner

1912 Central Ave is owned by an individual who acquired it in January 2017.

Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	420 WATCHOGUE RD, STATEN ISLAND, NY 10314-1942
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 12, 2017	Quit Claim Deed, Transfer ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 1996 · Amount on File
Deed Sale	Jun 6, 1996 · Amount on File
Deed Book / Page	5374 / 501
Last Transfer Date	Jan 18, 2017
Transfer Doc	0167360918
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1912 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4346
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	VANDERBILT TITLE & SETTLEMENT LLC, VANDERBILT TITLE & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189411572
Date	Mar 9, 2022
Book Page	18941/1572
Instrument	2022029668

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	232 Months
Due	Jul 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1912 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4346
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	VANDERBILT TITLE & SETTLEMENT LLC, VANDERBILT TITLE & STLMT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188720557
Date	Jan 19, 2022
Book Page	18872/557
Instrument	2022007679

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	234 Months
Due	Jul 1, 2041

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	May 12, 2017
Property Address	1912 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4346
Document Number	0167360918
Book / Page	016736 / 000918
Instrument Date	Jan 18, 2017
Instrument	48394
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 WATCHOGUE RD STATEN ISLAND NY 103141942, STATEN ISLAND, NY 10314-1942

Tax Assessment & Valuation

The 2025 property tax bill for 1912 Central Ave was $5,707, up 3% from the year before.

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,900 (-) Land $266,800 Building $193,100	$459,900 (-) Land $266,800 Building $193,100
2025	$5,707.00 (+3%)	$459,900 Land $266,800 Building $193,100	$459,900 Land $266,800 Building $193,100
2024	$5,541.00
2023		$459,900 Land $266,800 Building $193,100	$459,900 Land $266,800 Building $193,100
2022	$4,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1912 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 376 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	416 units insured incl. 40 condo units
Nearby Flood Claims	784 (1979–2025)
Claims Outside the SFHA	1 of 784
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 527 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 163 claims Coastal Storms & Flooding, Mar 1984 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1912 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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