1906 Central Ave, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 1906 Central Ave, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,216 sqft · built 2000
Lot Size	0.046 acres (1,999 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (May 2018)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-00047-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`29-00047-0000-00008`
Alternative APN	`290004700008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Construction Type	Frame
Roof Material	Asbestos
Lot Area	1,999 sqft (0.046 acres)
Lot Dimensions	80 ft deep x 25 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1906 CENTRAL AVE
City	SHIP BOTTOM
State	NJ
Zip	08008-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	25X80
Legal Subdivision	ARLINGTON BEACH CO
Legal Block	47
Legal Lot Number	8
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	2
Census Block	2037
Census Tract	739000

Owner

1906 Central Ave is owned by two individuals who bought it in May 2018.

Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 RIVERWALK PL, WEST NEW YORK, NJ 07093-7811
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
May 9, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Jun 15, 2005 · Amount on File
Deed Document Number	201845204
Deed Book / Page	17109 / 1563
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1906 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4346
Document Number	0178131194
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TITLE & ABS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1906 CENTRAL AVE SHIP BOTTOM NJ 080084346, SHIP BOTTOM, NJ 08008-4346

Mortgage

Document Number	0178131194
Date	Mar 6, 2020
Book Page	017813/001194
Instrument	24995

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	May 9, 2018
Property Address	1906 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4346
Document Number	0171091563
Book / Page	017109 / 001563
Instrument Date	Apr 26, 2018
Instrument	45204
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 AVE AT PORT IMPERIAL #122 WEST NEW YORK NJ 070937102, 122, WEST NEW YORK, NJ 07093-7102

Mortgage

Document Number	171091569
Date	May 9, 2018
Book Page	017109/001569
Instrument	45205

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1906 Central Ave was $4,448, up 3% from the year before.

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,400 (-) Land $191,800 Building $166,600	$358,400 (-) Land $191,800 Building $166,600
2025	$4,448.00 (+3.01%)	$358,400 Land $191,800 Building $166,600	$358,400 Land $191,800 Building $166,600
2024	$4,318.00
2023		$358,400 Land $191,800 Building $166,600	$358,400 Land $191,800 Building $166,600
2022	$3,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 376 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	416 units insured incl. 40 condo units
Nearby Flood Claims	784 (1979–2025)
Claims Outside the SFHA	1 of 784
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 527 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 163 claims Coastal Storms & Flooding, Mar 1984 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1906 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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