1911 Cary Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 1911 Cary Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,346 sqft · built 1975
Lot Size	0.528 acres (23,038 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2020)
Deeds & Mortgages	May 2018 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-23-451-021`

Property Details

APN / Parcel Number

Primary APN	`19-23-451-021`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,346 sqft
1st Floor Area	842 sqft
2nd Floor Area	504 sqft

Exterior

Year Built	Built 1975
Exterior Material	Frame Siding
Lot Area	23,038 sqft (0.528 acres)
Lot Width	46 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1911 CARY RD
City	ALGONQUIN
State	IL
Zip	60102-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0039963 LT 6 RIVERVIEW
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	RIVERVIEW
Legal Block	451
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4028
Census Tract	871600

Owner

1911 Cary Rd is owned and occupied by an individual who bought it in September 2020.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1911 CARY RD, ALGONQUIN, IL 60102-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Oct 31, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	2020R0039963
Record Updated	Jun 7, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1911 CARY RD, ALGONQUIN, IL 60102-3420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017339
Date	May 29, 2018
Instrument	2018R0017339

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 29, 2020
Property Address	1911 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000039963
Map Reference	DOC 50207 MB 4 PG 25
Instrument Date	Sep 15, 2020
Instrument	2020R0039963
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 CARY RD, ALGONQUIN, IL 60102-3420

Mortgage

Document Number	0000039964
Date	Sep 29, 2020
Instrument	2020R0039964

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 31, 2017
Property Address	1911 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000040559
Instrument Date	Oct 19, 2017
Instrument	40559
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$269.85
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6751 N EDGEBROOK TER CHICAGO IL 606462702, CHICAGO, IL 60646-2702

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	May 8, 2017
Property Address	1911 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000016299
Instrument Date	May 2, 2017
Instrument	16299
Transaction Type	Transfer
Record Updated	Jun 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1911 CARY RD ALGONQUIN IL 601023420, ALGONQUIN, IL 60102-3420

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$75,465 Land $74,626 Building $839	$226,395 Land $223,878 Building $2,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1911 Cary Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1911 Cary Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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