1905 Cary Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 1905 Cary Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1932
Lot Size	1.06 acres (46,446 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Dec 2023)
Tax Bill	$9,085 (2022)
Deeds & Mortgages	Dec 2023 Sale Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-23-451-028`

Property Details

APN / Parcel Number

Primary APN	`19-23-451-028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	924 sqft
Gross Area	1,848 sqft
1st Floor Area	924 sqft

Exterior

Year Built	Built 1932
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	46,446 sqft (1.06 acres)
Lot Width	107 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1905 CARY RD
City	ALGONQUIN
State	IL
Zip	60102-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0029168 LTS 3 & 4 RIVERVIEW SUB
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	RIVERVIEW
Legal Block	451
Legal Lot Number	3-4 4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4028
Census Tract	871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1905 CARY RD, ALGONQUIN, IL 60102-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR CU
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Sep 9, 2019
Deed Document Number	2023R0031446
Record Updated	Jun 7, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 14, 2023
Property Address	1905 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000031446
Map Reference	DOC 50207
Instrument Date	Dec 12, 2023
Instrument	2023R0031446
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1905 CARY RD, ALGONQUIN, IL 60102-3420

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1905 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000034705
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 CARY RD ALGONQUIN IL 601023420, ALGONQUIN, IL 60102-3420

Mortgage

Document Number	0000034705
Date	Oct 15, 2019
Instrument	34705

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 9, 2019
Property Address	1905 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000029168
Instrument Date	Sep 9, 2019
Instrument	29168
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 CARY RD ALGONQUIN IL 601023420, ALGONQUIN, IL 60102-3420

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 3, 2019
Property Address	1905 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000020210
Instrument Date	Jul 3, 2019
Instrument	20210
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 CARY RD ALGONQUIN IL 601023420, ALGONQUIN, IL 60102-3420

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 10, 2017
Property Address	1905 CARY RD, ALGONQUIN, IL 60102-3420
Document Number	0000012403
Instrument Date	Apr 10, 2017
Instrument	12403
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$281.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	394 CRESTWOOD CT WOOD DALE IL 601912538, WOOD DALE, IL 60191-2538

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$9,085.00	$111,461 Land $82,480 Building $28,981	$334,383 Land $247,440 Building $86,943

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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