Harford County property record for 1910 Phillips Mill Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,404 sqft · built 1979 |
| Lot Size | 5.36 acres (233,482 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,756 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-050118 |
| Primary APN | 04-050118 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 233,482 sqft (5.36 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 050118 |
|---|---|
| Street Address | 1910 PHILLIPS MILL RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 5.36 AC 1910 PHILLIPS MILL ROAD LD F D POLK P 40/26 |
| Legal Subdivision | LD POLK F D |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 304202 |
1910 Phillips Mill Rd is owned and occupied by two individuals.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1910 PHILLIPS MILL RD, FOREST HILL, MD 21050-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Aug 15, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1910 PHILLIPS MILL RD, FOREST HILL, MD 21050-2100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | KEY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0144600290 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 14460/290 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1910 PHILLIPS MILL RD, FOREST HILL, MD 21050-2100 |
| Document Number | 0134460428 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1910 PHILLIPS MILL RD FOREST HILL MD 210502100, FOREST HILL, MD 21050-2100 |
| Document Number | 0134460428 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 013446/000428 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1910 Phillips Mill Rd was $3,756 with a homeowner's exemption, up 30.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,756.00 (+30.83%) Homeowner's exemption | $339,200 | $351,600 Land $156,800 Building $194,800 |
| 2025 | $2,871.00 Homeowner's exemption | ||
| 2023 | $305,600 | $314,400 Land $156,800 Building $157,600 | |
| 2022 | $2,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1910 Phillips Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1910 Phillips Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
May also be available: BridgeMAXX Suncoast Broadband.
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