1900 Phillips Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1900 Phillips Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Rural Home
Details	1.5 ba · 2,168 sqft · built 1920
Lot Size	15.6 acres (679,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,500 (Sep 2009)
Tax Bill	$3,443 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-053923`

Property Details

APN / Parcel Number

Primary APN	`04-053923`
Alternative APNs	`4053923` `053923`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,168 sqft Total Area
Basement Area	792 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	679,972 sqft (15.6 acres)
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Patio Area	431 sqft
Shed	1 Shed
Shed Area	980 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	053923
Street Address	1900 PHILLIPS MILL RD
City	FOREST HILL
State	MD
Zip	21050-2124
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	15.61 AC 1900 PHILLIPS MILL ROAD E OF PUTNAM
Legal Subdivision	WILSONS CHOICE
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	4
Census Block	4001
Census Tract	304202

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 PHILLIPS MILL RD, FOREST HILL, MD 21050-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 9, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2009 · Amount on Record
Deed Sale	Sep 8, 2009 · Amount on Record
Prior Sale	Aug 1, 2003 · Amount on Record
Deed Document Number	200931
Deed Book / Page	8280 / 241
Transfer Doc	582
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1900 PHILLIPS MILL RD, FOREST HILL, MD 21050-2124
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146100424
Date	Mar 26, 2021
Book Page	14610/424

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1900 PHILLIPS MILL RD, FOREST HILL, MD 21050-2124
Document Number	0136030414
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 PHILLIPS MILL RD FOREST HILL MD 210502124, FOREST HILL, MD 21050-2124

Mortgage

Document Number	0136030414
Date	Dec 19, 2019
Book Page	013603/000414

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	WESTMINSTER, MD 21157

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2039

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,443.00 (+13.41%) Homeowner's exemption	$310,433 (+6.4%)	$329,100 (-) Land $151,800 Building $177,300
2025	$3,036.00 (+6.68%) Homeowner's exemption	$291,767 (+10.36%)	$329,100 (+20.51%) Land $151,800 Building $177,300
2023		$264,367	$273,100 Land $151,800 Building $121,300
2022	$2,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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