Buchanan County property record for 1910 Pacific St, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1917 |
| Lot Size | 0.47 acres (20,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,900 (Jun 2019) |
| Tax Bill | $1,091 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Reverse Mortgage + 1 more |
| APN | 06-5.0-21-002-001-005.000 |
| Primary APN | 06-5.0-21-002-001-005.000 |
|---|
| Building Area | 1,184 sqft Base Area |
|---|---|
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 20,514 sqft (0.47 acres) |
| Lot Dimensions | 263 ft deep x 78 ft wide |
| Street Address | 1910 PACIFIC ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 21-57-35NWSUB: LOT: BLK:LGL DESC:0.96 AC IN N SIDE NE NW4 BEG 834.3' W NE COR SEC 21 E 80' 534.60' W 80' N 534.6' TO BEGIN EX TR 2'X1271/2' IN NW COR EX TR TO STATE |
| Legal Range | 35W |
| Legal Township | 57N |
| Legal Section | 21 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 3002 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1910 PACIFIC ST, SAINT JOSEPH, MO 64503-2859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2017 | Deed of Trust, Mortgage · ARM HUD |
| Aug 31, 2017 | Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Jun 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Prior Sale | Aug 23, 2006 |
| Deed Document Number | 20194431 |
| Deed Book / Page | 3738 / 13 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1910 PACIFIC ST, SAINT JOSEPH, MO 64503-2859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017008624 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017008624 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1910 PACIFIC ST, SAINT JOSEPH, MO 64503-2859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017008623 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017008623 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 853 Months |
| Due | Sep 5, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 3, 2019 |
| Property Address | 1910 PACIFIC ST, SAINT JOSEPH, MO 64503-2859 |
| Document Number | 0003738/13 |
| Book / Page | 3738 / 13 |
| Map Reference | BK 1077 PG 643 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019004431 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1910 PACIFIC ST, SAINT JOSEPH, MO 64503-2859 |
| Document Number | 0003738/14 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 3738/14 |
| Instrument | 2019004432 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,091.00 (+0.09%) | $15,190 (+6%) Land $2,850 Building $12,340 | $79,930 (+6.01%) Land $15,000 Building $64,930 |
| 2024 | $1,090.00 (+15.59%) | ||
| 2023 | $943.00 (-0.63%) | $14,330 (-) Land $2,850 Building $11,480 | $75,400 (-) Land $15,000 Building $60,400 |
| 2022 | $949.00 | $14,330 Land $2,850 Building $11,480 | |
| 2021 | $75,400 Land $15,000 Building $60,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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