Buchanan County property record for 1909 Pacific St, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,252 sqft · built 1917 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $14,000 (Feb 2020) |
| Tax Bill | $387 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2020 Sale |
| APN | 06-5.0-16-003-003-130.000 |
| Primary APN | 06-5.0-16-003-003-130.000 |
|---|
| Building Area | 1,252 sqft Base Area |
|---|---|
| 1st Floor Area | 1,252 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Street Address | 1909 PACIFIC ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:TAPEE LOT:15 BLK:2LGL DESC:& LOT 16 |
| Legal Subdivision | TAPEE |
| Legal Block | 2 |
| Legal Lot Number | 15-16 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 3002 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 139 N BELT HWY, G, SAINT JOSEPH, MO 64506-3480 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST OPTION BANK |
| Feb 5, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2020 · Amount on Record |
| Deed Sale | Feb 5, 2020 · Amount on Record |
| Prior Sale | Dec 1, 2016 |
| Deed Document Number | 2020855 |
| Deed Book / Page | 3745 / 718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1909 PACIFIC ST, SAINT JOSEPH, MO 64503-2858 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3767/871 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 3767/871 |
| Instrument | 2021010569 |
| Name | FIRST OPTION BANK |
|---|---|
| Type | Bank |
| Address | OSAWATOMIE, KS 66064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 5, 2020 |
| Property Address | 1909 PACIFIC ST, SAINT JOSEPH, MO 64503-2858 |
| Document Number | 003745/718 |
| Book / Page | 3745 / 718 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 2020000855 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3702 FREDERICK AVE # K13, K13, SAINT JOSEPH, MO 64506-3083 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $387.00 (+0.26%) | $5,330 (+4.72%) Land $1,810 Building $3,520 | $28,030 (+4.82%) Land $9,500 Building $18,530 |
| 2024 | $386.00 (+13.86%) | ||
| 2023 | $339.00 (-0.59%) | $5,090 (-) Land $1,810 Building $3,280 | $26,740 (-) Land $9,500 Building $17,240 |
| 2022 | $341.00 | $5,090 Land $1,810 Building $3,280 | |
| 2021 | $26,740 Land $9,500 Building $17,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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