1910 Larson Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 1910 Larson Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,736 sqft · built 1986
Lot Size	0.202 acres (8,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (May 2011)
Tax Bill	$8,954 (2025)
Deeds & Mortgages	Nov 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-36-301-005`

Property Details

APN / Parcel Number

Primary APN	`09-36-301-005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Basement Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,781 sqft (0.202 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1910 LARSON AVE
City	SAINT CHARLES
State	IL
Zip	60174-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 6 OF CAMBRIDGE EAST - LOT 150
Legal Subdivision	CAMBRIDGE EAST
Legal Block	3
Legal Lot Number	150
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3002
Census Tract	852002

Owner

Source: Kane County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 LARSON AVE, SAINT CHARLES, IL 60174-4684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2011 · Amount on Record
Deed Sale	May 18, 2011 · Amount on Record
Prior Sale	Aug 26, 2008 · Amount on Record
Deed Document Number	201130306
Record Updated	Sep 20, 2026

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1910 LARSON AVE, ST CHARLES, IL 60174-4684
Document Number	0000002971
Instrument Date	Nov 10, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 LARSON AVE ST CHARLES IL 601744684, ST CHARLES, IL 60174-4684

Mortgage

Document Number	0000002971
Date	Jan 18, 2017
Instrument	2971

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,954.00 (+13.28%) Homeowner's exemption	$135,672 (+30.58%) Land $36,375 Building $99,297	$407,179 (+30.63%) Land $109,169 Building $298,010
2022	$7,904.00 (+4.16%) Homeowner's exemption	$103,902 (+4.91%) Land $33,203 Building $70,699	$311,706 (+4.91%) Land $99,609 Building $212,097
2021	$7,588.00 Homeowner's exemption	$99,039 Land $31,649 Building $67,390	$297,117 Land $94,947 Building $202,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20