1904 Larson Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 1904 Larson Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1986
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2022)
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-36-301-002`

Property Details

APN / Parcel Number

Primary APN	`09-36-301-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
Basement Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1904 LARSON AVE
City	SAINT CHARLES
State	IL
Zip	60174-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	147
Legal Subdivision	CAMBRIDGE
Legal Block	3
Legal Lot Number	147
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3002
Census Tract	852002

Owner

1904 Larson Ave is owned and occupied by an individual who bought it in January 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1904 LARSON AVE, SAINT CHARLES, IL 60174-4684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Deed Document Number	20222661
Prior Transfer Date	Oct 29, 2001
Prior Transfer Doc	0000116235
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 13, 2022
Property Address	1904 LARSON AVE, ST CHARLES, IL 60174-4684
Document Number	0000002661
Instrument Date	Nov 5, 2021
Instrument	2022K002661
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 LARSON AVE, SAINT CHARLES, IL 60174-4684

Mortgage

Document Number	0000002662
Date	Jan 13, 2022
Instrument	2022K002662

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1904 Larson Ave was $7,976 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,976.00 Homeowner's exemption	$121,735 (+8.53%) Land $36,375 Building $85,360	$365,351 (+8.53%) Land $109,169 Building $256,182
2024		$112,167 Land $33,516 Building $78,651	$336,636 Land $100,588 Building $236,047
2022	$7,085.00 (+10.86%) Homeowner's exemption	$93,756 (+4.91%) Land $33,203 Building $60,553	$281,268 (+4.91%) Land $99,609 Building $181,659
2021	$6,391.00 Homeowner's exemption	$89,368 Land $31,649 Building $57,719	$268,104 Land $94,947 Building $173,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1904 Larson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1904 Larson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20