1910 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1910 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Quadplex
Details	7 bd · 4 ba · 2,307 sqft · built 1925
Lot Size	0.224 acres (9,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2020)
Tax Bill	$10,381 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-30-7408-04-012`

Property Details

APN / Parcel Number

Primary APN	`06-23-30-7408-04-012`
Alternative APNs	`302306740804012` `534188` `539935` `544594`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Units	6 Units
Stories	2 Stories
Building Area	2,307 sqft Living Area
Gross Area	2,927 sqft
1st Floor Area	1,069 sqft
Utility Area	200 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1999
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,740 sqft (0.224 acres)
Garage Type	Carport
Garage Area	544 sqft
Carport	Carport
Carport Area	544 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection
Heating Fuel	Electric

Location & Zoning

Street Address	1910 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3182
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	R-2
Legal Description	RICHMOND TERRACE FIRST ADDITION N/25 THE W 65 FT OF LOTS 1 2 & 3 BLK D
Legal Range	30E
Legal Township	23S
Legal Section	06
Legal Subdivision	RICHMOND TERRACE 1ST ADD
Legal Tract	7408
Legal Block	D
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1022
Census Tract	13702

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 8230, JERSEY CITY, NJ 07308-8230
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage TROPICAL FIN'L CU
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	2020549174
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0000647467
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 21, 2020
Property Address	1910 E HARDING ST, ORLANDO, FL 32806-3182
Document Number	0000549174
Instrument Date	Oct 20, 2020
Instrument	549174
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	DOMINION TITLE CORPORATION, DOMINION TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 8230 JERSEY CITY NJ 073088230, JERSEY CITY, NJ 07308-8230

Mortgage

Document Number	549175
Date	Oct 21, 2020
Instrument	549175

Lender

Name	TROPICAL FIN'L CU
Type	Credit Union
Address	MIRAMAR, FL 33025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1910 E HARDING ST, ORLANDO, FL 32806-3182
Document Number	0000597090
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4715 BEACH BLVD ORLANDO FL 328033144, ORLANDO, FL 32803-3144

Mortgage

Document Number	0000597090
Date	Sep 25, 2019
Instrument	597090

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1910 E HARDING ST, ORLANDO, FL 32806-3182
Document Number	0000283283
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1348 SUSANNAH BLVD ORLANDO FL 328033133, ORLANDO, FL 32803-3133

Mortgage

Document Number	0000283283
Date	May 7, 2019
Instrument	283283

Lender

Name	TITAN MUTUAL LNDG INC
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,700 (+1%)	$599,630 (-1.38%) Land $202,000 Building $397,630
2025	$10,381.00 (+12.69%)	$498,818 (-0.43%)	$608,000 (+21.36%) Land $202,000 Building $406,000
2024	$9,212.00 (+12.96%)
2023	$8,155.00 (+10.52%)	$500,988 (+11.57%) Land $174,000 Building $326,988	$500,988 (+11.57%) Land $174,000 Building $326,988
2022	$7,379.00	$449,032 Land $174,000 Building $275,032	$449,032 Land $174,000 Building $275,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Summit Broadband, Xfinity.

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