1708 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1708 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 719 sqft · built 1946
Lot Size	0.104 acres (4,541 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2023)
Tax Bill	$3,625 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-30-7408-05-011`

Property Details

APN / Parcel Number

Primary APN	`06-23-30-7408-05-011`
Alternative APNs	`302306740805011` `534211` `539957` `544617`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	719 sqft Living Area
Gross Area	900 sqft
1st Floor Area	646 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1976
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,541 sqft (0.104 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	254 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1708 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	RICHMOND TERRACE FIRST ADDITION N/25 THE E 45.4 FT OF W 90.7 9 FT OF LOTS 1 & 4 BLK E
Legal Range	30E
Legal Township	23S
Legal Section	06
Legal Subdivision	RICHMOND TERRACE 1ST ADD
Legal Tract	7408
Legal Block	E
Legal Lot Number	1,4
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1028
Census Tract	13702

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1708 E HARDING ST, ORLANDO, FL 32806-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	2023384866
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 11, 2023
Property Address	1708 E HARDING ST, ORLANDO, FL 32806-3130
Document Number	0000384866
Map Reference	MB N PG 25
Instrument Date	Jul 6, 2023
Instrument	20230384866
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1422 E AMELIA ST, ORLANDO, FL 32803-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 E HARDING ST, ORLANDO, FL 32806-3130

Mortgage

Document Number	0000384867
Date	Jul 11, 2023
Instrument	20230384867

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 10, 2019
Property Address	1708 E HARDING ST, ORLANDO, FL 32806-3130
Document Number	0000633836
Map Reference	MB N PG 25
Instrument Date	Sep 30, 2019
Instrument	20190633836
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,432.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3172 PITTMAN RD, 3172, APOPKA, FL 32712-5610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 E HARDING ST, ORLANDO, FL 32806-3130

Mortgage

Document Number	0000633837
Date	Oct 10, 2019
Instrument	20190633837

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,150 (-1.05%) Land $172,000 Building $63,150	$235,150 (-1.05%) Land $172,000 Building $63,150
2025	$3,625.00 (+3.9%) Homeowner's exemption	$237,640 (+13.81%) Land $172,000 Building $65,640	$237,640 (+13.81%) Land $172,000 Building $65,640
2024	$3,489.00 (-1.33%)
2023	$3,536.00 (+7.61%)	$208,809 (+4.28%) Land $150,000 Building $58,809	$208,809 (+4.28%) Land $150,000 Building $58,809
2022	$3,286.00	$200,244 Land $150,000 Building $50,244	$200,244 Land $150,000 Building $50,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Summit Broadband, Xfinity.

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