1910 E Downey Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 1910 E Downey Ave, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,738 sqft · built 1998
Lot Size0.232 acres (10,106 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Jun 2008)
Tax Bill$1,009 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR008643

Property Details

APN / Parcel Number

Primary APNR008643
Alternative APN
  • 561125110023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,738 sqft Total Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,106 sqft (0.232 acres)
Garage Area440 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account NumberR008643
Street Address1910 E DOWNEY AVE
CityCORTEZ
StateCO
Zip81321-3075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUBDIVISION: CRITES SUB, AMD LOT: 9 BLOCK: 9 R/472364
Legal SubdivisionCRITES SUB
Legal Block9
Legal Lot Number9
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group3
Census Block3032
Census Tract969302

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1147, CORTEZ, CO 81321-1147
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2008 · Amount on Record
Deed SaleJun 23, 2008 · Amount on Record
Prior SaleMar 5, 2004
Deed Document Number2008557086
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address1910 E DOWNEY AVE, CORTEZ, CO 81321-3075
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number626239
DateNov 13, 2019
Instrument626239
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,009.00 (+48.38%)$27,972 (+31.99%) Land $2,088 Building $25,884$351,402 (+31.98%) Land $26,228 Building $325,174
2024$680.00 (+9.85%)$21,193 (-17.12%) Land $2,915 Building $18,278$266,245 (-17.12%) Land $36,618 Building $229,627
2023$619.00 (+25.3%)$25,571 (+40.58%) Land $3,517 Building $22,054$321,245 (+40.58%) Land $44,183 Building $277,062
2022$494.00$18,190 Land $1,606 Building $16,584$228,512 Land $20,175 Building $208,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.

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