Montezuma County property record for 1702 E Downey Ave, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 936 sqft · built 1977 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | Company Name on File |
| Last Sale | $201,300 (Apr 2021) |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008665 |
| Primary APN | R008665 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 936 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,848 sqft (0.272 acres) |
| Garage Area | 336 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | R008665 |
|---|---|
| Street Address | 1702 E DOWNEY AVE |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: CRITES SUB, AMD LOT: 8 BLOCK: 3 B490 P55 B516 P942 B605 P644 |
| Legal Subdivision | CRITES SUB |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 969302 |
Source: Montezuma County records · APN R008665
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31 MOENKOPI DR, DURANGO, CO 81301-6901 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 13, 2021 | Special Warranty Deed, Transfer |
| Jan 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 10, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 2021636395 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1702 E DOWNEY AVE, CORTEZ, CO 81321-3052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1702 E DOWNEY AVE, CORTEZ, CO 81321-3052 |
| Document Number | 634616 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 634616 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Oct 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Apr 13, 2021 |
| Property Address | 1702 E DOWNEY AVE, CORTEZ, CO 81321-3052 |
| Document Number | 0000636395 |
| Map Reference | MB 7 PG 51 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 636395 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.13 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 MOENKOPI DR, DURANGO, CO 81301-6901 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1702 E DOWNEY AVE, CORTEZ, CO 81321-3052 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 621002 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 621002 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 10, 2018 |
| Property Address | 1702 E DOWNEY AVE, CORTEZ, CO 81321-3052 |
| Document Number | 0000619102 |
| Map Reference | MB7 PG51 |
| Instrument Date | Sep 08, 2018 |
| Instrument | 619102 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1702 E DOWNEY AVE, CORTEZ, CO 81321-3052 |
| Document Number | 0000619103 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 619103 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,194.00 (+30.07%) | $23,665 (+32.44%) Land $2,434 Building $21,231 | $297,293 (+32.43%) Land $30,576 Building $266,717 |
| 2024 | $918.00 (+9.94%) | $17,869 (-19.68%) Land $3,293 Building $14,576 | $224,492 (-19.68%) Land $41,373 Building $183,119 |
| 2023 | $835.00 (+11.48%) | $22,247 (+43.39%) Land $4,100 Building $18,147 | $279,492 (+43.39%) Land $51,509 Building $227,983 |
| 2022 | $749.00 | $15,515 Land $1,872 Building $13,643 | $194,917 Land $23,520 Building $171,397 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| ATN International Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telephone Company, FastTrack Communications, Visionary Communications.
Based on FCC filings for 212 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CORTEZ serves 8,770 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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