1910 Debby Dr, Paducah, KY 42003 Property Records

McCracken County property record for 1910 Debby Dr, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$295,500 (May 2025)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`121-20-01-008`

Property Details

APN / Parcel Number

Primary APN	`121-20-01-008`
Alternative APN	`159324`

Exterior

Lot Area	12,000 sqft
Lot Dimensions	150 ft deep x 80 ft wide

Location & Zoning

Account Number	159324
Street Address	1910 DEBBY DR
City	PADUCAH
State	KY
Zip	42003-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-14A-23 80 X 150 DEBBY DR L8 BLK E
Legal Subdivision	EVELYN MANOR SUB
Legal Block	E
Legal Lot Number	8
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4011
Census Tract	31000

Owner

1910 Debby Dr is owned and occupied by two individuals who bought it in May 2025.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1910 DEBBY DR, PADUCAH, KY 42003-8506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Dec 21, 2023 · Amount on File
Deed Document Number	2025716682
Deed Book / Page	1522 / 149
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	May 27, 2025
Property Address	1910 DEBBY DR, PADUCAH, KY 42003-8506
Document Number	0D1522/149
Book / Page	D1522 / 149
Map Reference	MB K PG 708
Instrument Date	May 23, 2025
Instrument	716682
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 S FRIENDSHIP RD, PADUCAH, KY 42003-5716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1910 DEBBY DR, PADUCAH, KY 42003-8506

Mortgage

Document Number	0000716683
Date	May 27, 2025
Instrument	716683

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1910 Debby Dr was $2,762.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,500	$295,500
2025	$2,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1910 Debby Dr in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1910 Debby Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20