1900 Debby Dr, Paducah, KY 42003 Property Records

McCracken County property record for 1900 Debby Dr, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$293,500 (Feb 2026)
Tax Bill	$120 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`121-20-01-007`

Property Details

APN / Parcel Number

Primary APN	`121-20-01-007`
Alternative APN	`148383`

Exterior

Lot Area	12,000 sqft
Lot Dimensions	150 ft deep x 80 ft wide

Location & Zoning

Account Number	148383
Street Address	1900 DEBBY DR
City	PADUCAH
State	KY
Zip	42003-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-14A-22 80 X 150 DEBBY DR L7 BLK E
Legal Subdivision	EVELYN MANOR SUBDIVISION
Legal Block	E
Legal Lot Number	7
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4011
Census Tract	31000

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1900 DEBBY DR, PADUCAH, KY 42003-8506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	2026733588
Deed Book / Page	1537 / 404
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Feb 17, 2026
Property Address	1900 DEBBY DR, PADUCAH, KY 42003-8506
Document Number	0D1537/404
Book / Page	D1537 / 404
Map Reference	MB K PG 708
Instrument Date	Feb 13, 2026
Instrument	733588
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 S FRIENDSHIP RD, PADUCAH, KY 42003-5716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 DEBBY DR, PADUCAH, KY 42003-8506

Mortgage

Document Number	0000733589
Date	Feb 17, 2026
Instrument	733589

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,500 (-)	$12,500 (-)
2025	$120.00	$12,500	$12,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20