1910 Belford Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1910 Belford Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,374 sqft · built 2003
Lot Size	0.383 acres (16,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$697,000 (Aug 2021)
Tax Bill	$12,416 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-245140`

Property Details

APN / Parcel Number

Primary APN	`02-245140`
Alternative APN	`245140`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,374 sqft Living Area
Gross Area	4,858 sqft
1st Floor Area	1,963 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,699 sqft (0.383 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	245140
Street Address	1910 BELFORD CT
City	FREDERICK
State	MD
Zip	21702-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 707 SECTION 1 PLAT 1-16,699 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 01 01
Legal Lot Number	707
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2002
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 BELFORD CT, FREDERICK, MD 21702-3048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Book / Page	15208 / 414
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	0146410190
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 18, 2021
Property Address	1910 BELFORD CT, FREDERICK, MD 21702-3048
Document Number	0152080414
Book / Page	15208 / 414
Map Reference	MB 75 PG 8
Instrument Date	Aug 6, 2021
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1910 BELFORD CT, FREDERICK, MD 21702-3048

Mortgage

Document Number	15208422
Date	Aug 18, 2021
Instrument	15208/422

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 9, 2021
Property Address	1910 BELFORD CT, FREDERICK, MD 21702-3048
Document Number	0146410190
Book / Page	14641 / 190
Map Reference	MB 75 PG 8
Instrument Date	Feb 9, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1910 BELFORD CT, FREDERICK, MD 21702-3048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,300 (+4.58%)	$768,100 (+13.73%) Land $111,100 Building $657,000
2025	$12,416.00 (+10.44%)	$675,400 (+24.66%) Land $111,100 Building $564,300	$675,400 (-) Land $111,100 Building $564,300
2024	$11,242.00 (+14.4%)
2023	$9,827.00	$541,800	$675,400 Land $111,100 Building $564,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber.

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