1906 Belford Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1906 Belford Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,602 sqft · built 2003
Lot Size	0.201 acres (8,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (May 2020)
Tax Bill	$7,101 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-245167`

Property Details

APN / Parcel Number

Primary APN	`02-245167`
Alternative APN	`245167`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	1,186 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,740 sqft (0.201 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	124 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	245167
Street Address	1906 BELFORD CT
City	FREDERICK
State	MD
Zip	21702-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 709 SECTION 1 PLAT 1-8,740 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 01 01
Legal Lot Number	709
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2002
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1906 BELFORD CT, FREDERICK, MD 21702-3048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 13, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jul 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Feb 4, 2004 · Amount on Record
Deed Book / Page	13732 / 72
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0125220253
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1906 BELFORD CT, FREDERICK, MD 21702-3048
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127190279
Date	Nov 21, 2018
Book Page	12719/0279

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 13, 2020
Property Address	1906 BELFORD CT, FREDERICK, MD 21702-3048
Document Number	0137320072
Book / Page	13732 / 72
Map Reference	MB 75 PG 8
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1843, FREDERICK, MD 21702-0843

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 BELFORD CT, FORT DETRICK, MD 21702-3048
Investor	Possibly a Property Investor

Mortgage

Document Number	1373278
Date	May 13, 2020
Instrument	13732/78

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jul 18, 2018
Property Address	1906 BELFORD CT, FREDERICK, MD 21702-3048
Document Number	0125220253
Book / Page	12522 / 0253
Map Reference	MB75 PG8
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	UNITED TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 BELFORD CT, FREDERICK, MD 21702-3048

Mortgage

Document Number	0012522258
Date	Jul 18, 2018
Instrument	12522/258

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,667 (+4.15%)	$511,400 (+12.45%) Land $110,300 Building $401,100
2025	$7,101.00 (+4.84%) Homeowner's exemption	$454,800 (+22.63%) Land $110,300 Building $344,500	$454,800 (-) Land $110,300 Building $344,500
2024	$6,773.00 (+7.27%)
2023	$6,314.00 Homeowner's exemption	$370,867	$454,800 Land $110,300 Building $344,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Belford Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures