1910 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1910 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Commercial
Lot Size	0.56 acres (24,378 sqft)
Owner	Company Name on Record
Last Sale	$18,000 (Aug 2026)
Tax Bill	$12,932 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1116426019`

Property Details

APN / Parcel Number

Primary APN	`1116426019`
Alternative APN	`95664`

Interior

Units	12 Units

Exterior

Lot Area	24,378 sqft (0.56 acres)
Lot Dimensions	238 ft deep x 102 ft wide

Location & Zoning

Account Number	95664
Street Address	1910 3RD AVE
City	STERLING
State	IL
Zip	61081-1245
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NEW HIGH SCHOOL SUB W 238.56 LOT 5 BLK 1 530002X
Legal Subdivision	NEW HIGH SCHOOL SUBDIVISION
Legal Block	1
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1017
Census Tract	1101

Owner

Source: Whiteside County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	346 S CANAL DR, DIXON, IL 61021-8644
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STERLING FEDERAL BANK
Sep 17, 2018	Warranty Deed, Transfer · Line of Credit STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Jan 18, 2006 · Amount on Record
Deed Document Number	20264547
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 21, 2026
Property Address	1910 3RD AVE, STERLING, IL 61081-1245
Document Number	0000004547
Instrument Date	Aug 21, 2026
Instrument	20264547
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$2,727.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	346 S CANAL DR, DIXON, IL 61021-8644

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1910 3RD AVE, STERLING, IL 61081-1245
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103062
Date	May 5, 2021
Instrument	2021-03062

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 17, 2018
Property Address	1910 3RD AVE, STERLING, IL 61081-1245
Document Number	0000005059
Instrument Date	Aug 27, 2018
Instrument	5059
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1910 3RD AVE STERLING IL 610811245, STERLING, IL 61081-1245

Mortgage

Document Number	5060
Date	Sep 17, 2018
Instrument	5060

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,932.00	$127,321 Land $4,196 Building $123,125	$381,963 (-) Land $12,588 Building $369,375
2024			$381,963 Land $12,588 Building $369,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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