1830 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1830 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Commercial
Lot Size	0.357 acres (15,554 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Feb 2021)
Tax Bill	$10,663 (2025)
Deeds & Mortgages	Mar 2023 Refinance Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1116476001`

Property Details

APN / Parcel Number

Primary APN	`1116476001`
Alternative APNs	`107473` `115377`

Exterior

Lot Area	15,554 sqft (0.357 acres)
Lot Dimensions	101 ft deep x 154 ft wide

Location & Zoning

Account Number	115377
Street Address	1830 3RD AVE
City	STERLING
State	IL
Zip	61081-1285
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THE NEW HIGH SCHOOL W 101.25 OF LTS 24-25 & 26 BLK 2 533400X
Legal Subdivision	NEW HIGH SCHOOL SUB
Legal Block	2
Legal Lot Number	24-26
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1024
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29342 PILGRIM RD, STERLING, IL 61081-9734
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STERLING FEDERAL BANK
Feb 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SAUK VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	2021923
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1830 3RD AVE, STERLING, IL 61081-1285
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001098
Date	Mar 10, 2023
Instrument	2023-01098

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2028

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1830 3RD AVE, STERLING, IL 61081-1285
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000984
Date	Feb 20, 2020
Instrument	2020-00984

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2025

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 9, 2021
Property Address	1830 3RD AVE, STERLING, IL 61081-1285
Document Number	0000000923
Instrument Date	Feb 5, 2021
Instrument	2021-00923
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 4TH AVE, STERLING, IL 61081-2404

Mortgage

Document Number	0000000924
Date	Feb 9, 2021
Instrument	2021-00924

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,663.00 (-4.95%)	$104,990 (-) Land $7,320 Building $97,670
2024			$314,970 (-) Land $21,960 Building $293,010
2022	$11,218.00	$104,990 Land $7,320 Building $97,670	$314,970 Land $21,960 Building $293,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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