Hampshire County and Belchertown Town property record for 191 Warner St, Belchertown, MA 01007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,493 sqft · built 1986 |
| Lot Size | 10.7 acres (466,963 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,500 (Mar 1997) |
| Tax Bill | $6,878 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2017 Line of Credit |
| APN | BELC M:236 L:13 |
| Primary APN | BELC M:236 L:13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,493 sqft Living Area |
| Gross Area | 4,092 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 333 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 466,963 sqft (10.7 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 191 WARNER ST |
|---|---|
| City | BELCHERTOWN |
| State | MA |
| Zip | 01007-9311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA4 |
| Legal Subdivision | OTTO H MCCLURE SURV |
| Legal Lot Number | 13 |
| Jurisdiction | BELCHERTOWN MA |
| Township / Civil Division | BELCHERTOWN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 820205 |
191 Warner St is owned and occupied by two individuals who bought it in March 1997.
Source: Hampshire County and Belchertown Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 WARNER ST, BELCHERTOWN, MA 01007-9311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 19, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 1997 · Amount on File |
| Deed Sale | Mar 27, 1997 · Amount on File |
| Deed Book / Page | 5084 / 12 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Property Address | 191 WARNER ST, BELCHERTOWN, MA 01007-9311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014758-174 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 14758/174 |
| Instrument | 25415 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Property Address | 191 WARNER ST, BELCHERTOWN, MA 01007-9311 |
| Document Number | 12857-131 |
| Book / Page | 012857 / 000131 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 12857-131 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 012857/000131 |
| Instrument | 823 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 191 Warner St was $6,878, up 4% from the year before.
Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Belchertown Town |
| Unified School District | Belchertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,878.00 (+3.98%) | $474,000 (+9.77%) Land $132,700 Building $341,300 | $476,235 (-2.75%) |
| 2024 | $6,615.00 (+3.8%) | $431,800 (+10.58%) Land $116,300 Building $315,500 | $489,725 |
| 2023 | $6,373.00 | $390,500 Land $111,400 Building $279,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 191 Warner St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Warner St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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