181 Warner St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 181 Warner St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,631 sqft · built 1987
Lot Size	6.47 acres (281,916 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Nov 2021)
Tax Bill	$7,291 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Sale & Mortgage
APN	`BELC M:236 L:11`

Property Details

APN / Parcel Number

Primary APN	`BELC M:236 L:11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,631 sqft Living Area
Gross Area	4,208 sqft
Basement Area	1,470 sqft
Unfinished Basement	441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	281,916 sqft (6.47 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	181 WARNER ST
City	BELCHERTOWN
State	MA
Zip	01007-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA4
Legal Lot Number	11
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	2
Census Block	2033
Census Tract	820205

Owner

181 Warner St is owned and occupied by an individual who bought it in November 2021.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	181 WARNER ST, BELCHERTOWN, MA 01007-9311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Nov 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	202128495
Deed Book / Page	14348 / 298
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Recording Date	Jun 26, 2026
Property Address	181 WARNER ST, BELCHERTOWN, MA 01007-9311
Document Number	0000009965
Book / Page	15758 / 208
Instrument Date	Jun 22, 2026
Instrument	20269965
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WARNER ST, BELCHERTOWN, MA 01007-9311

Mortgage

Document Number	0000009965,
Date	Jun 26, 2026
Book Page	15758/208
Instrument	20269965

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Nov 15, 2021
Property Address	181 WARNER ST, BELCHERTOWN, MA 01007-9311
Document Number	14348-298
Book / Page	14348 / 298
Instrument Date	Nov 15, 2021
Instrument	28495
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WARNER ST, BELCHERTOWN, MA 01007-9311

Mortgage

Document Number	28496
Date	Nov 15, 2021
Instrument	28496

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 181 Warner St was $7,291, up 3.8% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,291.00 (+3.8%)	$502,500 (+9.6%) Land $116,600 Building $385,900	$500,270 (-3.5%)
2024	$7,024.00 (+1.34%)	$458,500 (+7.96%) Land $101,500 Building $357,000	$518,415
2023	$6,931.00	$424,700 Land $97,000 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 181 Warner St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Warner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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