191 Union St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 191 Union St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,906 sqft · built 1923
Lot Size	0.281 acres (12,250 sqft)
Owner	Individual Name on Record
Last Sale	$1,750,000 (Dec 2024)
Tax Bill	$28,072 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01301-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`13-01301-0000-00020`
Alternative APN	`130130100020`

Interior

Stories	2 Stories
Building Area	2,906 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	12,250 sqft (0.281 acres)
Lot Dimensions	125 ft deep x 98 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130130100020
Street Address	191 UNION ST
City	MONTCLAIR
State	NJ
Zip	07042-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	98X125 IRR
Legal Block	1301
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 UNION ST, MONTCLAIR, NJ 07042-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2024 · Amount on Record
Deed Sale	Dec 24, 2024 · Amount on Record
Prior Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	202476081
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 29, 2022
Property Address	191 UNION ST, MONTCLAIR, NJ 07042-2123
Document Number	0000061283
Instrument Date	May 5, 2022
Instrument	2022061283
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 WALNUT ST # 2, 156, MONTCLAIR, NJ 07042-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 UNION ST, MONTCLAIR, NJ 07042-2123

Mortgage

Document Number	0000061284
Date	Jun 29, 2022
Instrument	2022061284

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,400 (-) Land $294,500 Building $503,900	$798,400 (-) Land $294,500 Building $503,900
2025	$28,072.00 (+3.77%)	$798,400 (+0.43%) Land $294,500 Building $503,900	$798,400 (+0.43%) Land $294,500 Building $503,900
2024	$27,053.00 (+3.5%)
2023		$795,000 Land $294,500 Building $500,500	$795,000 Land $294,500 Building $500,500
2022	$26,139.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20