Essex County and Montclair Township property record for 189 Union St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,524 sqft · built 1898 |
| Lot Size | 0.486 acres (21,183 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,000 (Jun 2020) |
| Tax Bill | $39,773 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2020 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01301-0000-00019 |
| Primary APN | 13-01301-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,524 sqft Living Area |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Construction Type | Frame |
| Lot Area | 21,183 sqft (0.486 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130130100019 |
|---|---|
| Street Address | 189 UNION ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 21183SF |
| Legal Block | 1301 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16900 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 UNION ST, MONTCLAIR, NJ 07042-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA |
| Jun 5, 2020 | Grant Deed, Transfer HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO |
| Dec 7, 2018 | Grant Deed, Transfer |
| Jan 16, 2018 | Deed of Trust, Mortgage MOUNTAIN MTG |
| Jan 4, 2017 | Grant Deed, Transfer FOUNDATION TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Prior Sale | Jan 4, 2017 · Amount on Record |
| Deed Document Number | 202053403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 189 UNION ST, MONTCLAIR, NJ 07042-2123 |
| Document Number | 0000090537 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 UNION ST MONTCLAIR NJ 070422123, MONTCLAIR, NJ 07042-2123 |
| Document Number | 0000090537 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 90537 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | 4270 IVY POINTE BLVD # 400, CINCINNATI, OH 45245-0003 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 5, 2020 |
| Property Address | 189 UNION ST, MONTCLAIR, NJ 07042-2123 |
| Document Number | 0000053403 |
| Instrument Date | May 20, 2020 |
| Instrument | 53403 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 UNION ST MONTCLAIR NJ 070422123, MONTCLAIR, NJ 07042-2123 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 7, 2018 |
| Property Address | 189 UNION ST, MONTCLAIR, NJ 07042-2123 |
| Document Number | 0000105872 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 105872 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 350 PLEASANT VALLEY WAY WEST ORANGE NJ 070522918, WEST ORANGE, NJ 07052-2918 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 189 UNION ST, MONTCLAIR, NJ 07042-2123 |
| Document Number | 0000010535 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 UNION ST MONTCLAIR NJ 070422123, MONTCLAIR, NJ 07042-2123 |
| Document Number | 0000010535 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 10535 |
| Name | MOUNTAIN MTG |
|---|---|
| Type | Mortgage Company |
| Address | UNION, NJ 07083 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 4, 2017 |
| Property Address | 189 UNION ST, MONTCLAIR, NJ 07042-2123 |
| Document Number | 0000000567 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 567 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 UNION ST MONTCLAIR NJ 070422123, MONTCLAIR, NJ 07042-2123 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,131,200 (-) Land $334,700 Building $796,500 | $1,131,200 (-) Land $334,700 Building $796,500 | |
| 2025 | $39,773.00 (+3.32%) | $1,131,200 (-) Land $334,700 Building $796,500 | $1,131,200 (-) Land $334,700 Building $796,500 |
| 2024 | $38,494.00 (+3.5%) | ||
| 2023 | $1,131,200 Land $334,700 Building $796,500 | $1,131,200 Land $334,700 Building $796,500 | |
| 2022 | $37,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures