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191 Stem Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 191 Stem Rd, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,500 sqft · built 1800
Lot Size3.98 acres (173,543 sqft)
OwnerIndividual Name on File
Tax Bill$2,815 (2025)
Deeds & MortgagesApr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN02-011700

Property Details

APN / Parcel Number

Primary APN02-011700
Alternative APNs
  • 2011700
  • 011700

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,500 sqft Total Area
AtticAttic
Attic Area190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area173,543 sqft (3.98 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area171 sqft
Deck Area270 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011700
Street Address191 STEM RD
CityUNION BRIDGE
StateMD
Zip21791-9003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT - 3.9837 ACS 191 STEM RD N OF LINWOOD
JurisdictionCARROLL MD
Township / Civil Division2, UNIONTOWN
Census Block Group1
Census Block1014
Census Tract502000

Owner

Source: Carroll County records · APN 02-011700

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address191 STEM RD, UNION BRIDGE, MD 21791-9003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 25, 2019
Transfer Doc0092530381
Record UpdatedSep 20, 2026

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateApr 01, 2019
Property Address191 STEM RD, UNION BRIDGE, MD 21791-9003
Document Number0092530381
Book / Page009253 / 000381
Instrument DateMar 25, 2019
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address191 STEM RD UNION BRIDGE MD 217919003, UNION BRIDGE, MD 21791-9003

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$249,700 (+1.49%) Land $149,900 Building $99,800$249,700 (-) Land $149,900 Building $99,800
2025$2,815.00 (+4.38%) Homeowner's exemption$246,033 (+3.07%)$249,700 (+4.61%) Land $149,900 Building $99,800
2023$2,697.00 Homeowner's exemption$238,700 Land $149,900 Building $88,800$238,700 Land $149,900 Building $88,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimJul 2018, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Quantum TelecommunicationsFiber2,000 / 2,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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