191 S Allen Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 191 S Allen Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,946 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2016)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-001-1019-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-001-1019-000`

Interior

Full Baths	2 Baths
Building Area	1,946 sqft Living Area
1st Floor Area	1,946 sqft
Basement Area	1,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	525 ft deep x 83 ft wide
Garage Area	1,197 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	191 S ALLEN RD
City	SAINT CLAIR
State	MI
Zip	48079-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	N 82.5' OF S 577.5' OF W 528' OF NW 1/4 SECTION 1 T5N R16E 1 A
Legal Range	16E
Legal Township	05N
Legal Section	01
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1001
Census Tract	640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
May 9, 2019	Deed of Trust, Mortgage · Line of Credit GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Oct 7, 2011
Deed Document Number	201614050
Deed Book / Page	4721 / 351
Prior Transfer Date	Sep 21, 2011
Prior Transfer Doc	4188/576
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	191 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 S ALLEN RD, SAINT CLAIR, MI 48079-1437

Mortgage

Document Number	0005581119
Date	Nov 28, 2022
Book Page	5581/119
Instrument	2022026267

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	191 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	VANGUARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 S ALLEN RD, SAINT CLAIR, MI 48079-1437

Mortgage

Document Number	5316898
Date	Feb 10, 2021
Book Page	5316/898
Instrument	2021004028

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	191 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Document Number	0050600549
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 S ALLEN RD ST CLAIR MI 480791437, ST CLAIR, MI 48079-1437

Mortgage

Document Number	0050600549
Date	May 29, 2019
Book Page	005060/000549

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,600 (+4.69%)	$397,200 (+4.69%)
2025	$4,086.00 (+3.29%) Homeowner's exemption	$189,700 (+24.72%)
2024	$3,956.00 (+12.1%)		$379,400 (+24.72%)
2023		$152,100
2022	$3,529.00		$304,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Duke Broadband.

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